Golden Rule started as a small insurance company in the Midwest a little over 60 years ago. Since the company’s inception, they have prided themselves on their ability to keep costs low, pay claims quickly, and deliver personable customer service. In 2003, they merged with UnitedHealthcare and their newer brand name, UnitedHealthOne, is virtually interchangeable with Golden Rule.

Affiliated Brand Names

  • Golden Rule Insurance Company
  • UnitedHealthOne
  • UnitedHealthcare

Company Highlights

  • Large network of doctors and hospitals
  • More than 60 years of experience in the field
  • Currently serves over 25 million customers
  • Part of the UnitedHealthcare family

Medicare Plans Offered

Some companies have a broader selection of supplement packages than others. With Golden Rule, you can choose from the following policies:

Medicare Supplement Plans YES
Medicare Advantage Plans NO
Medicare Part D Drug Plans NO

Golden Rule Premium Comparison

Comparison shopping is one of the quickest and most efficient ways to get the best deal on your supplement. Below, in the graph, we’ve compiled some data about national averages. You can use the numbers to better understand how Golden Rule compares to other supplements out there.
This Table Represents National Average Costs of Medicare Supplement Plans

Plan Type Starting From Part A Deductible Part B Deductible Excess Nursing Travel
Plan C $118* $0 $0 Not Covered 100% Covered 100% Covered
Plan F $116* $0 $0 100% Covered 100% Covered 100% Covered
Plan G $105* $0 $233 100% Covered 100% Covered 100% Covered
Plan B $104* $0 $233 Not Covered Not Covered Not Covered
Plan N $70* $0 $233 Not Covered 100% Covered 100% Covered
Plan D $97* $0 $233 Not Covered 100% Covered 100% Covered
Plan A $69* $1,556 $233 Not Covered Not Covered Not Covered
Plan L $76* $389 $233 Not Covered 75% Covered Not Covered
Plan K $45* $778 $233 Not Covered 50% Covered Not Covered
Plan M $97* $778 $233 Not Covered 100% Covered 100% Covered

Financial Strength Ratings

Doing your research is smart. That’s why ratings agencies, like the big three below, exist; because they know that smart consumers want to learn as much about a company as they can before they make a purchase. And here’s what the big three have to say about Golden Rule:

A.M. Best Rating A
Standard & Poor’s Rating AA
Moody’s Rating No Rating

Golden Rule Review

Golden Rule takes its name from the philosophy of treating others with kindness and respect in hopes that the courtesy is returned. They have made a name for themselves by providing quality customer service, speedy claims processing, and providing their clients with the some of the best products and services available.

  • Market Experience
  • Fast Claims Processing
  • Strong Financial Reserves
  • Competitive Rates
  • Customer Satisfaction

How To File A Claim With Golden Rule

Telephone Number: (800) 444-8990

To speak with a person:

  1. Press 4 for “over age 65”
  2. Stay on the line, and you will be transferred to a live operator

Company Contact Information

Customer Service:

(800) 657-8205

Mailing Address:

Golden Rule Insurance Company

7440 Woodland Dr.

Indianapolis, IN 46278

How To Get A Rate Quote

Customers looking to get a rate quote, or learn more about plans have 2 options:

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.