Medicare can be quite confusing for beginners. It has many different sections, options, and plans involved under one name. However, knowing how Medicare works can be quite beneficial whether you are trying to obtain insurance or just want to know more about the government’s insurance program. Even if you have no knowledge about Medicare now,

Many people have concerns when contemplating moving into a nursing home. How they will pay for said care is one of the primary concerns. To do so, people often turn to Medicaid for coverage which then brings about another deep concern: can Medicaid take your house? Although they cannot take the home while the recipient

As seniors grow older, they may develop physical disabilities, injuries, or limitations that can stop them from being as mobile as they’d like. Limited mobility or immobility is one of the most common age-related disabilities, with about 2 out of 3 seniors having experienced some struggle with walking or daily activities. Challenges with mobility can

Durable medical equipment (DME) is a term utilized to describe items that can withstand prolonged medical usage. DME items are generally covered under Medicare Part B – but only under specific criteria. In order to qualify for Medicare Part B coverage, the medical equipment must be able to: Endure repeated usage Used strictly for medical

In short, yes, Medicare does cover adjustable beds. The Medicare Part B program offers coverage for basic adjustable beds as they are DMEs. Medicare Part B covers 80% of the cost of acquiring an adjustable bed from an accredited Medicare supplier. The remaining 20% will have to be covered out of pocket. What Are DMEs,

As we grow older, there are noticeable changes in our body as a response to aging. These changes are natural and in most cases should not be something to worry about. However, if you are experiencing signs of aging that are uncommon or frightening to you, it is important to do your research or see

Like many new seniors, you may start wondering about health insurance and what it can do for you. Can health insurance cover your hospitalizations, or your prescription drugs? Can it help cover long-term care? All of these are valid and important questions. It is important to note what services you will need covered by insurance

Homesharing is the practice of two or more parties residing in the same home, although they are not related, in a mutually beneficial agreement. For the homeowner and the renter there are many benefits. For the homeowner, the older adults, in this case, they get to decrease their rent payments and they get to have

You’ve been working hard your entire life up until the moment you realized that retirement was just around the corner. Any person would be thrilled to retire and live a comfortable life after decades of work. Not so fast though. Remember that after you retire, your monthly income won’t be the same. Post-retirement is a

Whether this is your first time getting into weight lifting or you are an avid weightlifter getting back into your routine, taking the first step of researching what exercises are best for you is a huge step into your new journey. As you begin your fitness journey you will notice there are immediate benefits –

With older age comes less mobility and in some cases, physical disability. It can become more difficult for seniors to travel to and from home without the risk of serious injury, especially when they rely on driving as a means of transportation. Fortunately, there are numerous ways for seniors to travel around town without having

Getting 30 minutes of exercise a day is the key to a healthy lifestyle. Regular physical activity can help keep your heart and bones strong while improving your strength and flexibility. Exercise has also been shown to improve mood by increasing the production of dopamine and serotonin, two neurotransmitters that contribute to happiness and well-being.

The enthusiastic and friendly nature of pets makes them the perfect companion for children, adults, and nearly every type of individual – no matter their living situation. However, depending on your lifestyle, abilities, and wants, there are certain animal breeds that may be more suitable for older adults. The best pets for seniors include dogs,

With older age comes the steady decline of brain function and cognitive ability. Losing some cognitive function is normal for seniors, but there are ways to prevent its most severe effects. One of the most affected brain functions in seniors is memory. Memory impairment is a natural occurrence for an aging brain, but decades of

Are you looking to save more money and achieve financial stability? Lucky for you, there are several different ways in which you can cut your costs and maximize your savings. For any seniors looking to retire, the last thing you want on your mind is worrying about your money. Through proper budgeting, lifestyle changes, and

If you are eligible for Medicare and are a veteran, you may apply for more benefits through Veteran Affair (VA) plans. The VA plans give more opportunities for healthcare and may be used in addition to Medicare, but are completely separate from Medicare. One big difference between the two benefits are the locations that they

Congratulations! As you embark on this new journey and chapter of life as a grandmother, there are many things to be excited about. However, there are also many challenges and responsibilities that come with this new role. As you prepare for your grandchild to arrive, here are a few tips for new grandmas on how

When a new member is brought to the family miles away, it may seem hard to form a connection with them if you are not physically present. Most families do not have the privilege of living in the same household, same city or even the same state. This may cause difficulties for communication – but

Typically, older adults get the luxury of entering retirement after years of hard work and dedication in the workforce. However, those who are unable to enter retirement or are not accustomed to not making the same salary as they did before may find some difficulty in enjoying the perks of old age and retirement. Having

With the onset of age, older people tend to focus on their financial stability before making the important decision of retiring. Unfortunately, many seniors today are riddled with debt. The rising cost of healthcare, housing, and food coupled with limited social security has made the prospect of retirement for seniors difficult. Currently, senior citizens experience

Keeping the mind and body sharp is important for people of all ages, but becomes even more important as you get older. Participating in engaging activities in old age is a good way to spend leisure time as seniors begin to retire. It’s important for the elderly to remain active and social in their later

At any age, nutrition plays a vital role in our health and wellness. As an older adult, your health should be a priority in your everyday life to make sure your body is satisfied and filled with good nutrients to build a strong heart, strong bones, and prevent illness. There are many nutrition programs that

Gardening is a common hobby for people of all ages but is especially popular among adults. Whether it is flowers or fruits and vegetables, gardening is the hobby of cultivating and tending to a garden. Not only is gardening a great way to pass time but it also provides many health benefits, both physically and

New England is the northeastern region of the United States constituting Maine, Vermont, New Hampshire, Massachusetts, Connecticut, and Rhode Island. The coastal region is recognized as the birthplace of America, as it was the site of the first settlement by European explorers. Bordering between New York and Canada, New England is known for its cold

There’s nothing like a good ol’ fashioned road trip to motivate you to venture out into the world. Planning road trips are a fun tradition for any group of people, including seniors, wishing to have a good time exploring outside of their comfort zones. Not only do you get the opportunity to see different places,

Are you stuck with too much free time, and can’t think of a better way to spend it? After working for many years, the last thing you want to do when you’re retired is to remain idle. You have plenty of free time and money to spare, so why not treat yourself to the wonders

Although safety should be a concern and a priority for people of all ages, safety is especially important for seniors who are age 65 and above. With age comes vulnerability to incidents like disease, robbery, falls, or accidents. In 2017, there were 257,000 older adults who were hospitalized due to motor vehicle crashes. Additionally, 24%

For most people over 65, Medicare coverage is vital, to ensure you are able to receive the basic medical services you need as you get older. However, there are several areas of medicine for which Medicare doesn’t cover you, and in order to provide this additional coverage, you can choose to buy a separate policy,

If you are nearing 65, then you need to figure out if you will need supplementary insurance after enrolling in Medicare. Generally, Medigap insurance is a good idea for people enrolled in Medicare A or B. The deductibles and copayments required under Medicare are substantial. Medigap plans help people to bridge these gaps and save