Secure Horizons has been one of the most popular Medicare Advantage plans in the market for several years. They were a division of UnitedHealthcare.

Although the Secure Horizons plans are popular, the plans have been retired and rebranded into the AARP Medicare Complete for 2022. There are a few areas where you may see the Secure Horizons name still as UnitedHealthcare is still in the process of rebranding.

The AARP Medicare Complete plans are the same coverage and care that members have learned to trust with their healthcare.

Secure Horizons Supplemental Medicare Plans

Secure Horizons used to offer a range of Supplement Medicare plans. The plans offered vary from state to state and were a part of UnitedHealthgroup. Secure Horizons plans included Medicare Supplement plans (Medigap), Medicare Advantage Plans (MA or MAPD), and Medicare Part D (PDP plans).

Medicare Supplement Plans YES
Medicare Advantage Plans YES
Medicare Part D Drug Plans YES

Secure Horizons Medicare Supplement Plans

Secure Horizons Medicare Supplement Plans were part of UnitedHealthcare. They’re now branded as AARP Medicare Supplement. You must be actively enrolled in AARP to enroll in a UHC Medigap plan.

Medicare Supplement plans are secondary coverage to your Medicare Part A and Medicare Part B and help pay your cost-share portion.

When enrolling in a Medigap plan, you keep all the benefits from Medicare-like freedom of healthcare providers and don’t need to see primary care providers for referrals.

Medicare Supplements help cover your Medicare copayments. Medicare Supplement plan options have a fixed monthly premium, and you do not pay copays when you use your healthcare coverage.

Secure Horizons Medicare Advantage Plans

Another way to receive your Medicare benefits is by enrolling in UnitedHealthcare Medicare Advantage Plans (MA or MAPD). All Secure Horizons Medicare Advantage health plans are now rebranded as AARP Medicare Complete.

These plans give you plan extras such as fitness programs that include a gym membership and a benefits card that you can purchase food or over-the-counter medications from Walgreens.

Most carriers require you use your over-the-counter benefits through mail order. AARP Medicare Complete Advantage Plans allow you to buy items directly from the pharmacy.

Secure Horizons Medicare Part D

Secure Horizons, now branded as AARP Medicare Complete, offers Part D plans throughout the United States for prescription drug coverage.

To ensure you choose the prescription drug plan that is best for you, check your prescriptions against the plan’s formulary (list of covered drugs). Using preferred pharmacies, you can save quite a bit of money on your prescription drug costs.

Secure Horizons Financial Strength Ratings

A.M. Best, Standard & Poor’s, and Moody’s rank Medicare plans by their financial strength. Secure Horizons is part of the UnitedHealthcare family.

A.M. Best gives UHC a rating of A- with a positive outlook. Standard & Poor’s offers UHC an A+ rating with a stable outlook. Moody’s offers UHC an A3 rating with a stable outlook.

The stronger the financial stability, the lower the rate increases are for Medicare Supplement plans. Financial stability also impacts the insurance company’s ability to pay claims promptly.

Secure Horizons Reviews

Secure Horizons by UHC has competitive Medicare Supplement rates for Medicare beneficiaries beginning Medicare. UHC’s underwriting is not as tough to pass as some competitors.

The additional benefits offered through their Medicare Advantage plans cover a wide range of dental, hearing, vision, gym memberships, and more.

The MA plans also give a benefits card you can use to purchase healthy food and over-the-counter items from a store instead of mail order. This benefit has been a welcome addition to most Medicare beneficiaries.

FAQs

Is Secure Horizons the same as UnitedHealthcare?

Secure Horizons was a division of UnitedHealthcare that has since been rebranded as AARP Medicare Complete plans. The rebranding hasn’t affected the benefits customers receive from this health insurance.

Is Secure Horizons a Medicare Advantage plan?

Secure Horizons did offer Medicare Advantage plans. But they are now called AARP Medicare Complete. These plans work the same way but are just under a different name.

Which Medicare Supplements are available through Secure Horizons?

Secure Horizons (UHC) offers Medigap Plans A, B, C, D, F, G, K, L, M, and N. Check your area as not all plans are available in all areas. UHC also offers high deductible F and G plans available in some states.

Does Secure Horizons offer plans for people on Medicaid and Medicare?

Yes! Secure Horizons offers Dual Special Needs Plans branded as UnitedHealthcare. The dual special needs plans (SNP) usually have more robust benefits than your typical Medicare Advantage Plan.

Where can I pick up my prescriptions on a Secure Horizons plan?

Walgreens is a preferred pharmacy with Secure Horizons, UnitedHealthcare Medicare Advantage, and Medicare Part D plans. Call the number on the back of your medical card for a complete list of preferred and non-preferred pharmacies.

If you do not have a plan or want to review your current plan, give us a call, and we can assist with showing you the options and guiding you through the enrollment process.

Is Secure Horizons still in business?

The Secure Horizons name is being phased out, as it was a division of UnitedHealthcare. UHC has changed the names of its Part C plans to AARP Medicare Complete.

Does Secure Horizons cover hospice?

Secure Horizons doesn’t truly exist anymore except in small pockets across the U.S., so for many, it doesn’t cover hospice. However, AARP Medicare Complete — the rebranding of Secure Horizons — does have plans which could help with hospice care after Original Medicare benefits for it run out for a patient.

How to Enroll in a Secure Horizons Medicare Plan

We have licensed insurance agents standing by to assist you with any Medicare questions. We can look up your prescriptions and doctors, assess your needs, and assist with finding the right plan to minimize out-of-pocket costs for you.

Give us a call or fill out our online request form for more information.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.