With over a quarter-century in the industry, Combined Insurance Medicare plans have built up an impressive resume that includes providing products internationally as well here at home. Founded back when it was just called Registry Company (a name they still use today), this organization was bought by ACE Group in 2008.

Combined Insurance Company of America is a company that has been in business since almost 100 years ago. They provide supplemental life, and accident disability health coverage for their customers.

Combined Insurance Supplemental Medicare Plans

The most important thing to know when shopping around for Medicare Supplement insurance is that you’re getting the right kind of coverage. Otherwise, your experience can be quite frustrating and costly. Below are the supplemental Medicare plans offered by Combined Insurance.

Medicare Supplement Plans YES
Medicare Advantage Plans NO
Medicare Part D Drug Plans NO

Company Highlights

  • Over 85 years of experience in the insurance industry
  • Prides itself on being a military-friendly company
  • Sold to ACE Group in 2008
  • Customer-centric, performance-minded business model

What do Combined Insurance Medicare Supplement Plans Cover?

Medicare Supplement plans are a great way to protect yourself from high out-of-pocket costs when you need medical care. They work with original Medicare parts A & B, lowering or eliminating copays and coinsurance payments. Plus these policies can be renewable as long as premiums continue being paid.

Combined Insurance Medicare Supplement Letter Plans

Medicare enrollees have a wide variety of Medigap plans to choose from, including 10 different policies. Plans A-N offers standardized benefits and copay reductions.

The top plans offered through Combined Insurance include Plan G, Plan N, and Plan F. If you were eligible for Medicare prior to 2020, then you can get first-dollar coverage with Plan F.

If you were not eligible until after 2020, then the top plan you can get is Plan G. Plan G leaves you with only the Part B deductible to pay out of pocket, which is currently $233.

Unfortunately, if you’re located in Florida, Plan N is not offered by Combined Insurance.

Medicare Advantage Plans

Combined Insurance does not currently offer Medicare Advantage plans. However, there are many carriers in your area that do.

Medicare Part D

Currently, Combined Insurance does not offer Part D prescription drug plans.

Combined Insurance Financial Strength Ratings

Let’s face it, nobody wants to be in financial ruin. That’s why A.M Best (the agency that grades insurance companies) works hard on delivering strong ratings for your Medicare supplement policy so you can feel confident about where we will keep ourselves from falling apart if something ever happens.

A.M. Best Rating A+
BBB A+
Moody’s Rating A2

Combined Insurance Reviews

Customers like the convenience of e-applications. Their Medigap plans are also free from pre-existing condition limitations and waiting periods. The pricing method they use is issue age. Some negatives that customers have expressed convener about are the limited availability of plans and that it’s difficult to find online reviews.

FAQs

What is the most popular Medicare Supplement plan that Combined Insurance offers?

Plan G is currently the most popular plan offered by Combined Insurance.

Who bought Combined Insurance?

The world’s largest publicly traded property and casualty insurer, Chubb, bought Combined Insurance.

How long has Combined Insurance been around?

Combined Insurance has been around since 1922 with company headquarters in Glenview, Illinois.

What does Combined Insurance pay for?

Combined Insurance offers a whole life insurance policy in addition to the accident, disability, and supplemental health insurance. You can get some of the coverage options without a medical exam and have the potential to receive cash benefits.

How to Enroll in a Combined Insurance Medicare Supplement Plan

To enroll in a Combined Insurance Medicare Supplement plan, give us a call. Our agents are licensed in your state and can compare all letter plans side by side to make sure you get the best coverage for you. You can also complete our online rate form.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.