Through successful business practices and purchasing other insurance carriers, Oxford excelled into one of the biggest Medigap providers in the United States.

Oxford Life insurance company has been helping people with their insurance needs since 1965. Founded in Arizona, they have grown to be a significant player in the Medicare market.

Subsidiaries they do business under include The Oxford, Christian Fidelity Life Insurance Company, Oxford Life Insurance Company, and AMERICO.

Oxford Supplemental Medicare Plans

Oxford Life Insurance Medigap plans are a type of supplemental Medicare plan that provides additional coverage for expenses like copayments, coinsurance, and deductibles.

These plans can be combined with Original Medicare to provide Medicare beneficiaries with the most comprehensive medical coverage.

Oxford Medicare Supplement Plans

Oxford offers several Medigap plan options. Plans available include Plan F, Plan G, Plan N, Plan C, Plan B, and Plan A.

If you’re new to Medicare, Plans F and C will not be an option for you. Plan G is typically a better plan for the money you’re spending and is almost identical to plan F.

Plan N is also a good option and is less expensive than Plan F and G. However, it does have a copay for some doctor’s office visits.

If you’re already enrolled in Medicare and are looking to supplement your coverage, Plans F, G, and N would be good choices.

Remember that not all plans are offered in all areas and that prices can vary.

Oxford Medicare Advantage Plans

Currently, Oxford Life doesn’t offer Medicare Advantage plans. These style plans pay instead of Medicare and have additional benefits not covered by Original Medicare.

Oxford Medicare Part D

Medicare Part D prescription drug plans are also not included in Oxford Life’s portfolio. Still, they are essential to ensure you do not have any gaps in coverage.

These plans are how you receive your prescription coverage when enrolling in Medicare. We can help with these style plans as well. You can simply call or fill out our request form.

Oxford Financial Strength Ratings

Oxford Life has excellent financial strength ratings from A.M. Best, Standard & Poor’s, and Moody’s. A.M. Best rates them as an A-excellent rating. This means that Oxford Life is a financially stable company that you can trust to be there for you when you need them.

Oxford Reviews

Oxford Life Insurance has several advantages, such as financial stability and assurances for over 15 years. They also have strong financial reserves and a quick claims processing system. On the other hand, their rates are not as affordable as we would desire.

They are set up for today’s digital climate with many online forms and customer service. This allows them to solve problems quickly and efficiently.

Oxford is a stable company, but it has a couple of drawbacks. It’s one of the few carriers without a household discount. The rates are not as low as many of its competitors.

FAQs

How Long has Oxford Life been in business?

Oxford Life was founded in 1965.

Who owns Oxford Life insurance company?

AMERICO is the parent company of Oxford Life.

What Kind of Medicare Plans does Oxford Life offer?

Oxford Life insures Medicare beneficiaries with Medicare Supplement coverage.

Does Oxford have a Medicare Advantage plan?

Oxford doesn’t offer Medicare Advantage plans.

How to Enroll in an Oxford Medicare Plan

To enroll in an Oxford Medicare Supplement plan, you can call us direct or fill out our online request form. Our licensed insurance brokers specialize in all aspects of Medicare.

They are here to make the process as straightforward as possible. Whether you need help deciding the correct medical coverage or simply need help understanding Medicare, we’re here to help.

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for Medigap.com. She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.