Wyoming Original Medicare Insurance Plans for 2024

There are 113,802 total Medicare enrollees in Wyoming. Of those 114,000 beneficiaries, 95% (108,206) have Original Medicare, while only 5% (5,587) receive health coverage from a Medicare Advantage plan.

As you can see, most people depend on their Original Medicare coverage, so we’ll discuss what that coverage includes and ways to expand coverage in the sections below.

Wyoming Medicare Facts & Figures

Of the 108,000 Original Medicare enrollees in Wyoming, roughly 96,000 have Part A and B.
Nearly 85,000 of the Wyoming Medicare beneficiaries with both Original Medicare parts aged into their eligibility, while 11,000 received early eligibility from a qualifying disability.
In the state, over 12,000 people have Original Medicare Part A but not Part B.
Wyoming has nearly 69,000 Part D beneficiaries.
Among those Wyoming Medicare Part D enrollees, nearly 66,000 get their coverage from a dedicated prescription drug plan, while the other 3,000 get medication insurance from a Medicare Advantage plan.

Medicare Costs in Wyoming for 2024

Original Medicare Part A and Part B cover most enrollees’ inpatient and outpatient services, with Part A handling inpatient expenses and Part B covering most outpatient costs.

Wyoming Medicare Part A is more popular than Part B partially because of the expenses. While Part A has no premium charges for any enrollee with at least ten years of full-time employment, Part B comes with a monthly premium and annual deductible.

Medicare Part A Costs in 2023	Medicare Part B Costs in 2023
Part A is premium-free for most Part A deductible is $1,600 per benefit period Inpatient hospital stay days 61-90 is $400	The standard Part B premium is $164.90 The annual deductible for Part B is $226 Medicare pays 80%, you pay 20% out-of-pocket

Original Medicare Coverage

Most standard hospital and nursing facility procedures fall under Wyoming Medicare Part A’s insurance umbrella. For example, operations for injury and illness and everything attached (hospital rooms, food, medication, and nursing services) are all covered with your Part A coverage.

Similarly, Part B covers most of what you’ll need outside the hospital, such as ambulance travel, mental wellness screenings, and several other services listed below.

Medicare Part A (Hospital Coverage)

Inpatient care in hospitals
Skilled nursing facility care
Hospice care
Home health care

Medicare Part B (Medical Insurance)

Services from doctors and health providers
Outpatient care
Home health care
Durable medical equipment
Some preventive services

Supplemental Medicare Plans in Wyoming

As extensive as Original Medicare is, it won’t cover all your quality-of-life medical expenses. However, Wyoming Medicare enrollees have three ways to expand their insurance to cover every healthcare service they need: Part C, Part D, and Medicare Supplement plans.

Medicare Advantage

Medicare Part C is more commonly known as Medicare Advantage (MA). Though MA plan participation isn’t as prevalent in Wyoming as elsewhere, it’s one of the beneficiaries’ most comprehensive supplemental options.

Medicare Advantage plans take the place of Original Medicare, which comes with every benefit included in Parts A and B. However, they can also cover dental, hearing, and vision appointments; some even offer coverage for a gym membership and prescription medications.

Part D

Aside from that rare handful of Medicare Advantage plans, Medicare Part D is the only supplemental Medicare option with prescription drug coverage.

Part D plans don’t replace your Original Medicare and come with additional deductible and premium charges. However, they are the most reliable way to ensure your essential medications.

Medicare Supplement

These Medicare Supplement Plans, commonly called “Medigap” plans, are the final way Wyoming Medicare beneficiaries can expand their coverage. Medicare Supplement plans cover inpatient and outpatient expenses like Original Medicare, but they fill in the gaps that Parts A and B fail to cover.

Unlike Original Medicare, costs for supplemental Medicare plans vary depending on where you enroll. Private insurance companies issue supplemental plans, and they control their rates and shift them depending on your age, gender, location, and several other criteria.

Estimated Supplemental Medicare Coverage Premiums in Wyoming Cities

The accompanying charts linked below provide estimated premiums for the various types of supplemental Medicare coverage for the cities listed:

Wyoming Medicare Resources

Understanding Medicare and the supplemental options available isn’t easy, even if you’re only enrolling in one Part of Original Medicare. However, the state has several educational resources explaining how to register, the benefits you’ll receive, and how to manage your payments.

State Health Insurance Assistance Program (SHIP) is a national organization with locations across the country. Wyoming’s SHIP site has resources for several services for senior citizens, including education for managing your Medicare.

Wyoming Medicaid is another state-based resource with plenty of information on enrolling in the right Medicare plan, as is the Wyoming State Insurance Department.

Additionally, if you don’t have a plan yet, you can compare rates and packages from all Wyoming Medicare providers here on Medigap.com.

FAQs

How do I know if I have Original Medicare in Wyoming?

You can check your Original Medicare enrollment status online or at your local Social Security office.

Both resources will show you what Original Medicare and supplemental Medicare you have and how long you’ve had it.

What are the four types of Medicare in Wyoming?

The four basic parts of Medicare are Parts A, B, C, and D. Though Part C and Part D are additional Medicare options like Medigap, Medicare Supplement plans aren’t considered one of the four types.

Do you automatically get Medicare with Social Security in Wyoming?

Anyone in Wyoming with Social Security benefits automatically receives Original Medicare Part A when eligible, after their 65th birthday, or if they have a qualifying disability.

You will also automatically receive Original Medicare Part A with Railroad Retirement Board benefits.

Is Medicare Part A free at Age 65 in Wyoming?

Wyoming offers premium-free Medicare Part A to all qualifying enrollees. To receive Part A without premium costs, you must be 65, have a 10-year history of paying Medicare taxes, or have Social Security or Railroad benefits.

Why is my first Medicare bill so high in Wyoming?

The most common reason Wyoming Medicare enrollees receive higher-than-expected bills is that they get stuck with late fees from applying too late for their coverage.

To avoid late fees, you must apply for Medicare during your Initial Enrollment Period, which begins three months before your 65th birthday and ends three months after.

How to Sign Up for Supplemental Medicare in Wyoming

Medicare enrollees have several supplemental options available, and our team makes it easy to comb through them.

We work with all Wyoming insurance companies and compare their rates for free so that you can find the best Medicare plans possible.

Call us today. Or complete our online form to get rates today.

Written By:

Lindsay Malzone, Lindsay Malzone is the Medicare editor for Medigap.com. She's been contributing to many well-known publications since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.

Reviewed By:

Rodolfo Marrero, Rodolfo Marrero is one of the co-founders at Medigap.com. He has been helping consumers find the right coverage since the site was founded in 2013. Rodolfo is a licensed insurance agent that works hand-in-hand with the team to ensure the accuracy of the content.