In Wichita, Kansas, Medicare, 234,324 residents participate in either Part A or Part B of Medicare. In addition, 196,451 are enrolled in an FFS plan, while there are 37,873 enrolled in a Medicare Advantage plan.
Medicare plans in Wichita, Kansas
We’ll explore different Medicare Advantage and Medigap Plans available. Our data revolves around females 65 years or older.
Medicare Advantage plans
The Medicare Advantage participation rate for Wichita residents is 16.16%. Currently, there are 24 Medicare Advantage plans available in Wichita, Kansas.
Aetna is the first plan we’ll detail, with a zero-dollar premium and a four-star rating. This HMO-POS has a MOOP (maximum out-of-pocket) rate of $4,500. It also includes prescription drug coverage.
There’s also Ascension which is an HMO. This plan has a MOOP rate of $2,900 and a zero-dollar premium. It covers dental, vision, hearing, and drugs.
Residents can also choose Humana, which is widely popular for a regional PPO plan. Like the others on this chart, Humana has a zero-dollar premium. Its MOOP rate is $3,400, and it has a three-star rating.
The average cost of Medicare Advantage plans in Wichita, Kansas
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Aetna | $0 | $4,500 | HMO-POS | 4 |
| Ascension | $0 | $2,900 | HMO | N/A |
| $0 | $4,400 | LOCAL PPO | 4 | |
| Wellcare | $0 | $4,500 | LOCAL PPO | N/A |
| Humana | $0 | $3,400 | REGIONAL PPO | 3 |
Medicare Supplement plans
Medigap plans provide additional coverage for Wichita, Kansas, Medicare. These plans are standardized nationwide, meaning their benefits don’t change across each state. However, their monthly premiums can vary.
Plan F has a premium range of $133.24 to $423.25. Many people choose this plan due to its comprehensive coverage. However, one drawback is that its premiums are higher than other plans.
For a plan with all the benefits of Plan F but with a lower premium, there’s Plan HDF. Its premium range is only $30.00 to $52.72. However, it has a higher deductible making this plan ideal for patients that don’t require regular medical care.
Plan C has a premium range of $139.57 to $421.00. This plan carries many benefits as Plan F, but with a different Part B deductible. While Plan C is no longer available in general, if you were eligible for Medicare before January 2020, you can still enroll in Plan C.
The average cost of Medicare Supplement plans in Wichita, Kansas
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $102.51 | $391.76 |
| PLAN B | $134.84 | $348.25 |
| PLAN C | $139.57 | $421.00 |
| PLAN D | $122.19 | $245.49 |
| PLAN F | $133.24 | $423.25 |
| PLAN HDF | $30.00 | $52.72 |
| PLAN G | $115.96 | $383.90 |
| PLAN HDG | $30.00 | $63.97 |
| PLAN K | $55.83 | $136.37 |
| PLAN L | $70.83 | $244.00 |
| PLAN M | $83.50 | $256.47 |
| PLAN N | $85.44 | $347.32 |
Medicare Part D prescription drug plans
Unfortunately, no Medigap Plans cover prescriptions, and only some Medicare Advantage plans cover medication. So to supplement their Wichita, Kansas Medicare with their essential drugs, people enroll in stand-alone Part D plans.
UnitedHealthcare has the lowest deductible on this list — $310. However, this four-star rated plan also has a monthly premium of $29.30. It features $0 copays on Tier 1 prescription drugs.
Humana is great for covering generic medications that are four dollars or less. The monthly premium for this plan is $22.70, with a deductible of $480 and a four-star rating. The plan works with many different pharmacies to remain accessible to its members.
Aetna is another excellent choice with a monthly premium of $6.60, a three-star rating, and a deductible of $480. Many patients choose this plan for its low copay. It features $0 copays on Tier 1 prescription drugs.
The average cost of Medicare Part D plans in Wichita, Kansas
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.60 | $480 | 3 |
| Wellcare | $12.60 | $480 | 3 |
| Clear Spring | $16.70 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| $29.30 | $310 | 4 |
Special Needs plans
Special Needs Plans (SNP) help patients with special needs or chronic disabilities as a subsection of Medicare Advantage plans. However, these plans aren’t available in all regions, but they can help when they are.
Wellcare has a zero-dollar premium, a MOOP rate of $3,450, and dual eligibility. This plan may cover additional benefits like vision, dental, and hearing. This plan is also an HMO, meaning you must work within its network or have out-of-pocket expenses.
Aetna is also an HMO with dual eligibility. This plan also carries a MOOP rate of $7,550 and a zero-dollar premium. It even allows coverage for certain over-the-counter medications.
If you require care in an institution — such as a nursing facility — for at least 90 days or more, there’s also Kansas Health. This plan has a monthly premium of $32.90 with a MOOP rate of $7,550. While the plan being an HMO means you have to use in-network providers, there are certain exceptions.
The average cost of Medicare Special Needs plans in Wichita, Kansas
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Wellcare | $0 | $3,450 | HMO | Dual |
| Aetna | $0 | $7,550 | HMO | Dual |
| $30.70 | $7,550 | HMO-POS | Dual | |
| Kansas Health | $32.90 | $7,550 | HMO | Institutional |
| Kansas Health | $115.00 | $3,450 | HMO | Institutional |
How to sign up for Medicare plans in Wichita, Kansas
Sometimes supplemental Medicare is necessary to cover additional medical expenses. However, with so many plans available, choosing the right one for your needs and budget can be hard. Luckily, our licensed insurance agents can help pair you with the right supplemental plans that fit all your needs.
We will compare all available plans to find the right one. Our services are free, and we work with all major carriers.
Call us today or fill out our simple online rate form to connect with the best Wichita, Kansas, rates today!
