Texas Medicare Supplement plans, or Medigap plans, work alongside Medicare and cover expenses it doesn’t pay, meaning you’re not responsible for coinsurance, deductibles, and extra costs. We detail the ten various Medicare Supplement plans in Texas so you can make an informed decision.
Texas Medigap enrollment & coverage chart per letter plan
Texas has 873,514 Medigap enrollees making up 32.1% of the United States Medigap beneficiaries. See the total enrollees for each plan below.
| PLAN | A | B | C | D | F | G | K | L | M | N |
| 9,925 | 3,712 | 15,066 | 7,126 | 478,558 | 254,314 | 5,748 | 3,472 | 33 | 61,163 |
What are the most popular Medigap plans in Texas?
The best Texas Medicare Supplement plans include:
Medigap plan coverage chart for Texas
Medigap plan coverage is the same across all but three states. For example, in Texas, you’ll receive the same coverage for hospital coinsurance, the Part A deductible, and coverage for up to three pints of blood for several plans as you would in Alabama.
Medicare Supplement plan costs in Texas
Texas Medigap plans vary in cost depending on several factors, including your location, age, gender, tobacco use, payment frequency, any household discounts you’re eligible for, and more. These factors will determine your monthly premium.
What’s the average cost for a Medicare Supplement Plan in Texas?
Texas Medigap premiums vary due to a few factors. The average monthly premiums range from $77 to $150.
Inexpensive premium per Medigap letter plan in Texas
Medigap offers inexpensive premiums ranging between $51 and $126, depending on your chosen plan. The following quotes are for a 70-year-old female.
| PLAN | A | B | C | D | F | G | K | L | M | N |
| Premium | $94 | $116 | $126 | $118 | $117 | $95 | $51 | $64 | $75 | $77 |
Highest premium per Medigap letter plan in Texas
The highest premium for Medigap plans is Plan A, at $603. A male who’s 70 years old would pay the following quotes depending on the program.
| PLAN | A | B | C | D | F | G | K | L | M | N |
| Premium | $603 | $311 | $385 | $268 | $442 | $419 | $149 | $224 | $75 | $400 |
Top Medicare Supplement plan carriers in Texas
The top Texas Medicare Supplement plan carriers offering Plan F, Plan G, and Plan N include SBLI USA, United Commercial Travelers, American Financial, Medico, and Philadelphia American. Plan N offers the lowest premiums, while Plan F is the most expensive across all carriers.
| CARRIERS | PLAN F | PLAN G | PLAN N |
| SBLI USA | $111 | $100 | $73 |
| ACE Property and Casualty | $111 | $95 | $73 |
| Allstate | $115 | $94 | $75 |
| American Financial | $117 | $101 | $77 |
| BCBS of TX | $176 | $123 | $101 |
Estimated premiums for Medicare Supplement coverage in Texas cities
The attached charts provide estimated premium information for the various types of Medicare Supplement plans in the following cities:
FAQs
What is the best Medicare Supplement plan in Texas?
Out of all Texas Medicare Supplement plans, Plan F offers the most coverage. Beneficiaries have no out-of-pocket limit and get coverage for Part A and Part B coinsurance and deductibles. For this reason, you’ll also pay higher premiums than other top Medigap plans.
Which age rating method is used in Texas?
In Texas, most insurance companies are attained-age rated. However, if you’re looking for an issue age policy, you can choose between Old Surety and Physicians Life.
How old do you need to qualify for a Texas Medicare Supplement plan?
You must be 65 years or older to qualify for Medigap in Texas. Those under 65 won’t be able to purchase a Medigap policy. However, Medigap insurers must offer Plan A to disabled beneficiaries when they enroll in Medicare Part B.
If you’re not disabled or have insurance such as Medicare or another private insurance, your Medicare Supplement Open Enrollment Period begins upon signing up for Part B.
Which Medicare Supplement plan has the lowest rate increases in Texas?
The Texas Medicare Supplement plan with the lowest rate increases is Plan G. Although Plan G doesn’t cover the Part B deductible that Plan F does, its competitively low premium helps you save more each month. Several Plan G policies offer lower rate increases compared to Plan F.
What is the Medigap enrollment period for Texas?
In Texas, Medicare’s open enrollment doesn’t apply to Medigap plans. You only have a six-month window after you turn 65 to enroll in Medigap when you enroll in Medicare Part B. For Medicare Advantage, the Annual Enrollment Period begins October 15 and ends December 7.
In Texas, what disabilities qualify for a Medicare Supplement plan before age 65?
Disabilities qualifying for a Medicare Supplement plan before age 65 include ALS and end-stage renal disease. You may also qualify for Medigap with a pre-existing condition if you’ve already gotten disability benefits for 24 months or longer.
How to sign up for a Medicare Supplement plan in Texas
Now that you know Texas’s top Medicare Supplement plans, you can use this information to select yourself. Whether you’re disabled with a pre-existing condition or have just turned 65, Medigap plans in Texas can help you save significantly. Please use our resources to identify the right Medicare Supplement for your situation.
Speaking to the experts before signing up for Texas Medicare Supplement plans is best. At Medigap.com, we can answer all your questions and help you apply to Medigap. We work with all carriers and compare the top plans to help you find the best one, no matter your financial and medical needs.
You won’t want to be without additional Medicare Supplement insurance when your Medicare coverage doesn’t take care of all your medical expenses. Give us a call or complete our rate form to get rates now.
