When purchasing an Arizona Medicare Supplement plan, or Medigap plan, you’re getting a supplement plan that works alongside Medicare to fill in gaps in coverage.
The federal government standardizes them. Benefits remain the same from carrier to carrier, regardless of the letter plan you enroll in.
If you need assistance understanding Medicare coverage options and Medigap plans, read on to discover more about the Medicare Supplement plans in the state of Arizona.
Arizona Medigap enrollment & coverage chart per letter plan
Medigap coverage in Arizona is a primary source of supplemental Medicare coverage. This is because it protects beneficiaries from high out-of-pocket medical costs. That’s why nearly 185,000 Arizona residents enrolled in one of the ten Medicare Supplement plans.
The chart below shows the number of beneficiaries in Arizona that enrolled in each letter plan:
| PLAN | A | B | C | D | F | G | K | L | M | N |
| AR | 488 | 373 | 1,393 | 357 | 36,741 | 16,584 | 490 | 277 | 3 | 7,293 |
What are the most popular Medigap plans in Arizona?
As you can see from above, Medigap Plan F and Plan G are Arizona’s most popular Medigap plans, with Plan N being the runner-up. Plan N seems to provide a lower cost balance in premiums in exchange for a small copay when visiting the doctor or going to the emergency room.
Medigap plan coverage chart for Arizona
The Medigap plan coverage chart below lists the benefits of each letter plan. The benefits will always remain the same from carrier to carrier.
Medicare Supplement plans costs in Arizona
Numerous factors impact your Medigap premium in Arizona. The more common factors influencing your personal rate include age, location, gender, tobacco use, household discounts, when you enroll, and how you pay for your premium.
The charts below will show Arizona’s lowest and highest premiums for each lettered Medigap plan.
How much does Medigap cost in Arizona?
Individuals in Arizona can expect a Medigap plan premium to range from $80 to $180 per month.
Lowest premiums per Medigap plan in Arizona
Let’s look at an example of a lower Medigap plan premium for each letter plan. The below chart premiums are based on a 65-year-old female.
| PLAN | A | B | C | D | F | G | K | L | M | N |
| Premium | $90 | $132 | $142 | $134 | $125 | $110 | $37 | $76 | $85 | $90 |
Highest premium per Medigap plan in Arizona
Now, for the higher premium per Medigap letter per plan. Taking that same female who is 65 years old, this chart shows the most expensive premiums.
| PLAN | A | B | C | D | F | G | K | L | M | N |
| Premium | $416 | $329 | $373 | $290 | $464 | $427 | $127 | $233 | $258 | $314 |
Top Medigap plan carriers in Arizona
Below you’ll find some of the top Medigap plan carriers within Arizona. The chart shows rates based on a 70-year-old male. Since the benefits will stay exactly the same regardless of the carrier you enroll with, it makes the most sense to go with the lowest premium option once you decide on a letter plan.
For example, if you decided to enroll in Plan N, the most cost-effective option would be to enroll with Medico. This seems to also be the case for Plan F & Plan G.
| CARRIERS | PLAN F | PLAN G | PLAN N |
| Medico | $163 | $136 | $106 |
| New Era | $184 | $149 | $111 |
| American Financial | $174 | $151 | $116 |
| Aetna | $193 | $157 | $116 |
| Sbli Life | $173 | $147 | $117 |
Cities in Arizona with estimated premiums for Medicare Supplement coverage
You can find charts with estimated premiums for Medicare Supplement coverage for the below cities:
FAQs
How much does a Medigap plan cost in Arizona?
The cost of Medigap insurance in Arizona can vary depending on the type of coverage desired and the policyholder’s age. Generally, individuals in Arizona can expect a premium to range from $80 to $180 per month.
Can I switch Medigap plans in Arizona?
Yes, you can technically switch Medigap plans at any time. Unlike Original Medicare and Medicare Advantage, there is no Annual Enrollment Period. However, you’ll have to go through medical underwriting if you’re outside your one-time open enrollment window. That said, if you’re healthy, you should have no issue switching plans.
Are all Medigap plans the same in Arizona?
You can choose from 10 Medicare Supplement insurance plans and two high-deductible options in Arizona. The benefits of each lettered plan are the same across different insurers. However, the premiums for those same benefits will vary from carrier to carrier.
What is Medicare Part B in Arizona?
Medicare Part B insurance is a part of the Medicare federal health insurance program. Part B covers outpatient care, preventive services, ambulance services, and durable medical equipment.
How to sign up for Medigap Plan in Arizona
If you have questions on how to sign up for a Medigap plan in Arizona, we’re here to help! Our licensed agents work with all the top carriers in the state. They can compare each letter plan with each carrier to ensure you get the lowest premium. Give us a call at the number above, or complete our online rate form to get started now.
