There are 333,540 Medicare beneficiaries enrolled in either an Original Medicare plan in Jacksonville, Florida or a Medicare Advantage plan. Of these enrollees, 203,403 are enrolled in the Original Medicare plan versus 130,137 in the Medicare Advantage plan.
We’ll explore what supplemental plans are available for Medicare in Jacksonville, Florida.
Medicare plans in Jacksonville, Florida
Many Medicare beneficiaries benefit when they enroll in a Florida Supplemental Medicare plan. Doing so can help with additional costs not covered under their plan.
They can enroll in Medigap or Medicare Advantage plans to supplement Part A & B. In Jacksonville, the enrollees who choose to participate are 54.61% males and 45.39% 70 years or older.
Medicare Advantage plans
About 130,137 beneficiaries in Jacksonville decided to enroll in a Florida Medicare Advantage plan. Luckily, there are plenty of Medicare Advantage plans available in the area. Jacksonville is part of Duval County, which has 40 supplemental plans for Medicare in Jacksonville, Florida.
Humana (Local PPO) is a popular plan with a zero-dollar monthly premium, a four-star rating, and a maxim-out-of-pocket (MOOP) rate of $5,550. Many people choose Humana because it’s widely available throughout the country.
Another plan people can choose is Wellcare (HMO). This plan also has a zero-dollar monthly premium, a MOOP rate of $2,500, and a four-star rating. Depending upon the service you’re receiving, you may need to pay up to a $120 copay, with the higher copay representing emergency care services.
Devoted Health (HMO) is also another choice. For this plan, you can expect a monthly premium of $34.30, a MOOP rate of $3,100, and a four-star rating. In addition to no deductibles, this plan also includes a zero-dollar copay on most services.
The average cost of Medicare Advantage plans in Jacksonville, Florida
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| Humana | $0 | $5,550 | Local PPO | 4 |
| Wellcare | $0 | $2,500 | HMO | 4 |
| Aetna | $0 | $5,900 | Local PPO | 4 |
| Devoted Health | $34.30 | $3,100 | HMO | 4 |
| Florida Blue | $51.90 | $6,500 | Regional PPO | 4 |
Medicare Supplement plans
Medicare Supplement plans help cover expenses that the patient would otherwise have to pay out of pocket with a Florida Original Medicare plan. With these plans standardized by the government, the benefits don’t change from carrier or state. Instead, the only change is the monthly premiums.
A popular plan patients like to choose is Medigap Plan G. This plan ranges from $163.30 to $218.43. This Medigap plan is an excellent choice for patients as they don’t need to pay a Part B deductible.
Another plan patients choose is Medigap Plan N. This plan comes in a range of $123.62 – $182.00. Under this plan, you have lower monthly premiums but will have a $20 copay for seeing a doctor and a $50 copay for the emergency room.
Lastly, there’s High-Deductible Plan G (Plan HDG). You receive all the same benefits as Plan G but now have a monthly deductible. The range for this plan is $51.00 – $94.44.
The average cost of Medicare Supplement plans in Jacksonville, Florida
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $134.44 | $196.08 |
| PLAN B | $167.77 | $218.00 |
| PLAN C | $177.92 | $249.22 |
| PLAN D | $196.18 | $230.00 |
| PLAN F | $178.51 | $249.73 |
| PLAN HDF | $51.00 | $94.44 |
| PLAN G | $163.30 | $218.43 |
| PLAN HDG | $51.00 | $94.44 |
| PLAN K | $60.65 | $120.56 |
| PLAN L | $123.61 | $177.89 |
| PLAN M | $183.60 | $200.31 |
| PLAN N | $123.62 | $182.00 |
Medicare Part D prescription drug plans
No Medigap plan covers prescriptions, and some Medicare Advantage plans don’t as well. That’s why many people turn to a stand-alone Florida Part D plan.
A plan with Aetna will cost a monthly premium of $7.70 with a deductible of $480. A Humana plan will cost a monthly premium of $22.70 with a deductible of $480. Finally, a UnitedHealthcare plan has a monthly premium of $29.30 with a deductible of $310.
The average cost of Medicare Part D plans in Jacksonville, Florida
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $7.70 | $480 | 3 |
| Wellcare | $12.00 | $480 | 3 |
| Clear Spring Health | $19.70 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| UnitedHealthcare | $29.30 | $310 | 4 |
Special Needs plans
Special Needs Plans (SNPs) are a subgroup of Medicare Advantage plans. These plans are available to patients who have special requirements or needs. While these plans aren’t always available in every region, they can benefit patients with special needs or chronic disabilities.
Patients can choose Ascension Complete (HMO), which has a zero-dollar premium, a MOOP rate of $3,450, and dual-eligibility.
Another plan is Devoted Health (HMO) which has a $34.30 monthly premium, a MOOP rate of $3,100, and like Ascension, it also has dual-eligibility. Lastly, Wellcare (HMO) has a zero-dollar monthly premium, a MOOP rate of $3,400, and dual-eligibility.
The average cost of Medicare Special Needs plans in Jacksonville, Florida
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Ascension Complete | $0 | $3,450 | HMO | Dual-Eligible |
| Humana | $0 | $3,400 | HMO | Chronic or Disabling |
| Wellcare | $0 | $3,400 | HMO | Dual-Eligible |
| Devoted Health | $34.30 | $3,100 | HMO | Dual-Eligible |
| UnitedHealthcare | $34.30 | $7,550 | Local PPO | Dual-Eligible |
How to sign up for Medicare plans in Jacksonville
When you want to enroll in Medigap, Plan D, or Medicare Advantage, you’ll be happy to know that our licensed and qualified agents can assist you. We can help you determine which plan is best for you, your medical needs, and your budget regarding Medicare in Jacksonville, Florida.
You can call us today or complete our form to get rates!
