The total number of Nebraska Medicare Part D beneficiaries is 249,483. There are significantly more participants in an Original Medicare prescription drug plan, with 202,412 enrollees. The Medicare Advantage Prescription Drug Plan enrollee count is 50,966.
Nebraska Medicare Part D plans For 2024
Nebraska Part D plans are extra coverage plans that help pay for your prescriptions. Private carriers offer standalone plans, and Nebraskans pay premiums directly to their coverage provider.
The following sections’ll explain pricing for Medicare Part D plans with low premiums or a zero-dollar deductible in Nebraska. Read on to learn about prices for gap coverage plans and low-income subsidy options.
Part D plans with the lowest premium in Nebraska
Several carriers offer low-premium Nebraska Medicare Part D plans. A plan from Aetna costs Nebraskans $6.80 monthly with a $480 deductible. The program doesn’t offer gap coverage, but its rating of three stars signifies good performance.
Patients choose Humana for its $22.70 premium and $480 drug deductible. The plan has an excellent four-star rating, but beneficiaries don’t receive gap coverage.
provides a four-star plan for $29.30 monthly that includes gap coverage. Patients must pay a $310 deductible before the carrier begins their share of coverage.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING | GAP COVERAGE |
| Aetna | $6.80 | $480 | 3 | No |
| Wellcare | $10.60 | $480 | 3 | No |
| Clear Spring Health | $16.60 | $480 | 2 | No |
| Humana | $22.70 | $480 | 4 | No |
| $29.30 | $310 | 4 | Yes |
Part D plans with a zero-dollar deductible
Plans with higher premiums may offer a zero-dollar deductible, such as the following options.
Wellcare charges $68.90 per month for a zero-dollar drug deductible plan. The plan doesn’t include gap coverage despite having a good three-star rating.
An Aetna plan costs beneficiaries $79.90. They’ll pay no deductible. This plan also features three stars and offers gap coverage.
Many choose MedicareBlue Rx for its $116.10 monthly premium and no drug deductible. The plan offers four-star performance with additional gap coverage benefits.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING | GAP COVERAGE |
| Wellcare | $68.90 | $0 | 3 | No |
| Aetna | $79.90 | $0 | 3 | Yes |
| $97.00 | $0 | 3 | Yes | |
| MedicareBlue Rx | $116.10 | $0 | 4 | Yes |
Part D plans with gap coverage
A few Nebraska Medicare Part D policies assist those who enter the Coverage Gap Phase. offers the most affordable option for $29.30 per month, and enrollees pay a $310 deductible for the four-star plan.
Cigna has a $52 monthly premium and a low $100 deductible. Its plan brings satisfactory results with three stars, and patients get gap coverage for some medications and low-cost copays.
Another UnitedHealthcare plan costs $97 monthly but has no deductible before coverage begins. The program has a three-star rating. You’ll receive gap coverage and have low to no-cost copays.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING | GAP COVERAGE |
| $29.30 | $310 | 4 | Yes | |
| Cigna | $52.00 | $100 | 3 | Yes |
| Aetna | $79.90 | $0 | 3 | Yes |
| $97.00 | $0 | 3 | Yes | |
| MedicareBlue Rx | $116.10 | $0 | 4 | Yes |
Part D plans with a Low-Income Subsidy
Nebraska also has plans for residents with meager incomes. 42,534 Nebraska Medicare beneficiaries are eligible for Extra Help through a subsidized program.
Wellcare’s low-income subsidy plan is $32.90 per month. Unfortunately, patients don’t get gap coverage and must pay a $480 deductible. However, the plan’s three stars indicate decent performance.
Aetna offers Nebraskans a plan for $34.80 with a $480 deductible. Patients get relatively decent satisfaction and can combine this plan with the Medicare Extra Help program to get additional benefits and lower healthcare costs.
Cigna also offers a $39.10 premium plan. Patients must pay the $480 deductible to get full coverage, and this plan also excludes coverage gap benefits but provides impressive four-star performance.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING | GAP COVERAGE |
| Clear Spring | $29.30 | $480 | 2 | No |
| Wellcare | $32.90 | $480 | 3 | No |
| Aetna | $34.80 | $480 | 3 | No |
| $36.20 | $480 | 4 | No | |
| Cigna | $39.10 | $480 | 4 | No |
Amount of beneficiaries that fall into each part d coverage phase in Nebraska
Four coverage phases comprise your Part D enrollment, each with higher payment requirements. The Coverage Gap Phase, or the “donut hole” phase, brings the highest out-of-pocket expenses.
The following chart indicates how many beneficiaries are currently in each coverage phase in Nebraska.
| Deductible Phase | Initial Coverage Phase | Coverage Gap Phase | Catastrophic Phase |
| 88,175 | 95,978 | 30,765 | 21,973 |
Nebraska cities with estimated Medicare Part D drug plan premiums
The accompanying charts provide an estimation of premiums for Medicare Part D plans in the following cities:
FAQs
Who needs Medicare Part D in Nebraska?
In Nebraska, signing up for Medicare Part D isn’t mandatory. However, signing up is essential if you don’t have a prescription coverage alternative, even if you don’t need medication coverage.
Otherwise, you risk a 1% premium increase for every month you went without coverage if you enroll in a Part D plan later. To avoid this late enrollment penalty, Nebraskans should sign up when they first become eligible for Original Medicare.
Do I have to purchase Medicare Part D in Nebraska?
You must buy Medicare Part D in Nebraska if you have Original Medicare and want prescription coverage. Part A and Part B offer no prescription benefits.
Some Medicare Advantage plans offer Part D coverage. If you’re a Medicare Advantage beneficiary, you don’t have to purchase a standalone drug policy if your plan already includes prescription coverage.
What happens if I don’t have Medicare Part D in Nebraska?
If you don’t have Medicare Part D, you’ll pay a late enrollment penalty if you eventually enroll. If you have Original Medicare, you may receive a late charge for going without prescription coverage for over 60 days after the Initial Enrollment Period closes.
Your penalty depends on how long you went without coverage and many other factors, like location.
How are Part D premiums determined in Nebraska?
Nebraska Medicare Part D’s premiums depend on your location and the carrier. In addition, higher-earning individuals may pay an extra cost if they make more than $88,000 yearly.
This cost called the IRMAA, also applies to those with a Medicare Advantage plan that includes drug coverage.
Is there a penalty for not taking Part D when first eligible in Nebraska?
Yes, Medicare penalizes residents for refusing a Medicare Part D plan in Nebraska when first eligible. You’ll pay this extra amount when you have a prescription drug plan.
Your late enrollment penalty depends on several factors, including the time spent without this insurance.
How to get help signing up for a Medicare Part D plan in Nebraska
Getting help signing up for Nebraska Medicare Part D with our experts is easy. We have the latest information on private carriers in the state. Choose us if you want to compare plans and get advice before enrollment.
We’re your friendly agents with years of experience assisting people like you with Part D signups. Whether you need an affordable plan or an option that includes gap coverage, we locate the best plan.
Call our agents today or quickly fill out our online rate form to connect with the best Nebraska rates.
