Supplemental Medicare plans are prevalent among Medicare beneficiaries in Rock Springs, Wyoming. These plans provide expanded coverage to Medicare beneficiaries, protecting them from burdensome healthcare costs.
Our article will examine the benefits and disadvantages of these plans for Rock Springs, Wyoming, Medicare beneficiaries.
Medicare plans in Rock Springs, Wyoming
Beneficiaries can save money by buying a supplement plan covering services they usually pay for out-of-pocket. Those with Medicare can choose from Rock Springs, Wyoming, Medicare Advantage plans, and Medigap plans. These plans can enhance the Rock Springs, Wyoming, Original Medicare coverage.
The following sections will cover some of these plans and their prices, which are accurate for a 65-year-old female patient.
Medicare Supplement plans
Medicare Supplement plans cover a wide range of medical expenses. Their broader coverage protects beneficiaries against unpredictable costs. No matter where you live, you can access the same benefits, but you’ll pay a different price.
The Plan G policy offers beneficiaries some of the most effective coverage. The plan covers most medical expenses, but there are still some gaps in coverage. The cost of this Medigap policy ranges between $101 and $390.
A Rock Springs, Wyoming, Medicare Supplement Plan F premium ranges from $118 to $410, making it one of the more expensive options. Medigap Plan F offers the most expansive medical coverage of all Medigap plans, including covering Medicare excess charges. However, those who became eligible for Medicare after January 1, 2020, can’t purchase Plan F.
Plan N, which ranges in price from $73 to $328, is also available to Wyoming beneficiaries. Aside from offering adequate coverage at a reasonable price, this plan has several drawbacks. Most types of medical care will require a copayment under Plan N, which can increase the cost of care.
The average cost of Medicare Supplement plans in Rock Springs, Wyoming
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $96.82 | $311.69 |
| PLAN B | $130.08 | $339.25 |
| PLAN C | $137.17 | $408.62 |
| PLAN D | $115.08 | $213.17 |
| PLAN F | $118.65 | $410.50 |
| PLAN HDF | $30.00 | $70.89 |
| PLAN G | $101.17 | $390.84 |
| PLAN HDG | $30.00 | $66.29 |
| PLAN K | $54.42 | $143.12 |
| PLAN L | $67.17 | $232.37 |
| PLAN M | $104.78 | $215.37 |
| PLAN N | $73.80 | $328.34 |
Medicare Part D prescription drug plans
Medigap Part D covers medication that a doctor prescribes to a Medicare beneficiary. This vital coverage is lacking in Medicare Supplement and some Medicare Advantage plans. As a result, registering for a Part D plan in Rock Springs, Wyoming, is an integral step toward coverage.
Locally, Aetna offers the most cost-effective plan for $6.80 monthly with a $480 deductible and a three-star rating. Beneficiaries who shop at a preferred pharmacy can pay as little as $1 for their medications. However, they still must pay Part B premiums.
With Wellcare, you will pay $11.80 monthly plus a $480 deductible. This deductible doesn’t apply to Tier 1 drugs. Those who are part of the Extra Help program pay reduced medication prices.
The Humana plan offers impressive coverage with a four-star rating and a $480 deductible but a higher premium of $22.70. This deductible doesn’t apply to Tier 1 or 2 drugs. The plan has a broad network of pharmacies where beneficiaries can save money on their medications.
The average cost of Medicare Part D plans in Rock Springs, Wyoming
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.80 | $480 | 3 |
| Wellcare | $10.60 | $480 | 3 |
| Clear Spring | $16.60 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| $29.30 | $310 | 4 |
How to sign up for Medicare plans in Rock Springs
The Medicare enrollment process can be overwhelming. There is a range of options available for supplemental coverage, and each of them can impact the costs of medical care in different ways.
If you’re struggling to choose supplemental Medicare coverage plans, we’re here to help. Our licensed agents strive to help Medicare beneficiaries find the ideal coverage plan for them.
Get the best rates in Rock Springs by filling out our online form or calling us today!
