There are 29,989 Great Falls, Montana, Medicare beneficiaries with Part A and B Medicare. Of these policyholders, 6,260 of these enrollees have a Medicare Advantage plan, while the other 23,729 take advantage of Fee-for-Service benefits.
Supplemental Medicare plans help Great Falls residents save on medical expenses.
Medicare plans in Great Falls, Montana
Three supplemental Medicare options are available in Great Falls, Montana: Medicare Advantage, Part D plans, and Medigap. Of all participants, 52.65% are female, and 47.35% are male. The average age of a Great Falls, Montana, Medicare enrollee age is 72.
The following quotes represent the costs a 70-year-old male in Great Falls would pay.
Medicare Advantage plans
Despite only 6,260 individuals enrolling in a Medicare Advantage plan, highly affordable and comprehensive options are available with additional benefits. Cascade County has 14 available Medicare Advantage plans for Great Falls, Montana.
Montana beneficiaries select BCBS of Montana’s Local PPO plan for its zero-dollar premium and $4,400 maximum out-of-pocket limits (MOOP).
Humana offers multiple zero-dollar premium policies with four stars and up to $6,700 or $4,400 MOOP.
Another Blue Cross Blue Shield of Montana Local PPO option has a $40 premium and a $4,200 maximum out-of-pocket cost. The plan is popular for its four-star performance and reputable carrier.
The average cost of Medicare Advantage plans in Great Fall, Montana
| PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
| BCBS of Montana | $0 | $4,400 | LOCAL PPO | 4 |
| Humana | $0 | $6,700 | LOCAL PPO | 4 |
| Humana | $0 | $4,400 | LOCAL PPO | 4 |
| Humana | $36.00 | $5,000 | HMO | 4 |
| BCBS of Montana | $40.00 | $4,200 | LOCAL PPO | 4 |
Medicare Supplement plans
Medigap plans are Great Falls, Montana Medicare Supplement plans that cover costs that Original Medicare Parts A and B won’t cover.
Medigap Plan HDF is a policy with a low premium of $39 to a high premium of $77.15 per month. Patients who want a low-cost option can choose this plan to get full coverage benefits at a more affordable monthly cost than Plan F.
Medigap Plan G is another suitable option offering many benefits. Patients spend $115.95 to $402.08 monthly and get coverage for everything except the Part B deductible.
Montanans can also choose Medigap Plan HDG as the high-deductible alternative to Plan G. They’ll enjoy the same benefits that Plan G has but pay considerably lower premiums each month. Premiums start at $38.83 and go up to $92.29.
The average cost of Medicare Supplement plans in Great Fall, Montana
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $106.00 | $354.47 |
| PLAN B | $140.94 | $352.00 |
| PLAN C | $154.67 | $421.00 |
| PLAN D | $150.81 | $258.49 |
| PLAN F | $152.00 | $423.25 |
| PLAN HDF | $39.00 | $77.15 |
| PLAN G | $115.95 | $402.08 |
| PLAN HDG | $38.83 | $92.29 |
| PLAN K | $62.25 | $129.00 |
| PLAN L | $76.83 | $252.62 |
| PLAN M | $145.17 | $258.98 |
| PLAN N | $97.17 | $391.39 |
Medicare Part D prescription drug coverage
Medicare Part D gives Great Falls, Montana, residents coverage for high-cost prescription medications. Some plans also include Durable medical Equipment (DME). Prescription drug coverage comes with some Medicare Advantage plans but no Medigap plans.
A plan from Wellcare costs $10.60 each month and has a $480 deductible. This plan has a three-star rating and provides affordable copays for medications.
Humana’s plan costs $22.70 monthly and has an impressive four-star rating. This plan also has a typical $480 deductible.
provides a more expensive option for drug coverage at $29.30 per month. However, the plan has a four-star rating and a lower deductible of $310.
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $6.80 | $480 | 3 |
| Wellcare | $10.60 | $480 | 3 |
| Clear Spring | $16.60 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| $29.30 | $310 | 4 |
Special Needs plans
Special Needs Plans (SNPs) are Medicare Advantage plans for Great Falls beneficiaries with special needs or chronic, disabling conditions. Unfortunately, these plans aren’t available in every part of the state.
Humana’s HMO Special Needs Plan has no monthly premium and has a low MOOP of $3,450. This plan is available to dual-eligible beneficiaries with both Medicare and Medicaid enrollment.
The average cost of Medicare Special Needs plan in Great Fall, Montana
| PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
| Humana | $0 | $3,450 | HMO | Dual |
How to sign up for Medicare plans in Great Falls
Enrolling in a Great Falls, Montana, Medicare Supplement plan is challenging if you don’t know the available options. You can get inside information on the top Medigap and Medicare Advantage plans by contacting Medigap.com. We can help you compare the top policies and available carriers for free.
No matter your policy requirements, we make it easy to find the best one and explain the enrollment process. The Medigap.com team is ready to assist with all your questions and help you sign up for supplemental Medicare.
Call us today, or take a moment to complete our easy and convenient online rate form to be connected with the best rates in your area.
