Many people have Part A and Part B Shreveport, Louisiana Medicare. This number is lower but not insubstantial for Shreveport residents enrolled in a Medicare Advantage plan.
Medicare plans in Shreveport, Louisiana
We’ll explore different Medicare Advantage and other supplemental plans available for Shreveport, Louisiana, residents on Original Medicare. The data we’ll use revolves around females 65 years or older.
Medicare Advantage plans
The average Medicare Advantage participation rate in Shreveport is 31.40%. Currently, there are 31 Medicare Advantage plans available in Shreveport, Louisiana.
Humana is a top-rated carrier both in and outside of Shreveport. Humana’s Regional PPO plan has a zero-dollar premium and a maximum out-of-pocket (MOOP) cost of $7,550. With a high four-star rating, this plan has excellent coverage.
Aetna is another plan you can choose with a zero-dollar premium. This plan’s MOOP is $6,400 and is a Local PPO. Like Humana, this plan has a four-star rating.
For an HMO plan, there’s Wellcare. Wellcare offers an HMO with a zero-dollar premium, a three-star rating, and a MOOP of $5,500. An HMO means you’ll need to shop for care within your network.
The average cost of Medicare Advantage plans in Shreveport, Louisiana
PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
Humana | $0 | $7,550 | REGIONAL PPO | 4 |
Peoples Health | $0 | $6,700 | LOCAL PPO | N/A |
Aetna | $0 | $6,400 | LOCAL PPO | 4 |
BCBS of Louisiana | $0 | $7,550 | LOCAL PPO | 3 |
Wellcare | $0 | $5,500 | HMO | 3 |
Medicare Supplement plans
Medigap and Medicare Supplement plans in Shreveport, Louisiana, are standardized nationwide, meaning their benefits don’t change. However, their monthly premiums can vary depending on various factors.
Plan F is one of the most popular plans, and it has a premium range of $125.34 to $351.25 per month. While its range is higher than other plans, you can get the PLAN HDF with a lower premium range of $31.00 to $81.44. However, you’ll have to pay a higher deductible.
People also choose Plan G, which has a premium range of $107.60 to $339.78. You also have the Plan HDF to avoid a high premium ranging from $31.00 to $77.97. Of course, you’ll pay a higher deductible with this plan.
Plan C is another popular choice, with a premium range of $129.59 to $350.12. Plan C covers various services such as doctor’s appointments and emergency room care.
The average cost of Medicare Supplement plans in Shreveport, Louisiana
LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
PLAN A | $73.33 | $314.66 |
PLAN B | $114.05 | $284.09 |
PLAN C | $129.59 | $350.12 |
PLAN D | $113.92 | $276.56 |
PLAN F | $125.34 | $351.25 |
PLAN HDF | $31.00 | $81.44 |
PLAN G | $107.60 | $339.78 |
PLAN HDG | $31.00 | $77.97 |
PLAN K | $47.86 | $133.66 |
PLAN L | $65.67 | $206.89 |
PLAN M | $77.11 | $224.95 |
PLAN N | $81.01 | $313.40 |
Medicare Part D prescription drug plans
Only some Medicare Advantage plans cover prescriptions, and no Medigap plans cover medications. As a result, residents on Medicare will enroll in a Shreveport, Louisiana, stand-alone Part D plan to receive adequate prescription drug coverage.
Wellcare has a monthly premium of $12.90, a $480 deductible, and a three-star rating. This plan is an excellent way to buy generic prescriptions. Under this plan, many medications are six dollars or less.
Humana offers another plan you can choose from. This plan has a monthly premium of $22.70, a four-star rating, and a deductible of $480. Many patients can buy prescriptions for a dollar or less using this plan.
Lastly, we’ll look at . Although this plan has a higher monthly premium of $29.30, its deductible is just $310, which is the lowest in the chart. It also has a four-star rating designating quality.
The average cost of Medicare Part D plans in Shreveport, Louisiana
PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
Aetna | $6.40 | $480 | 3 |
Wellcare | $12.90 | $480 | 3 |
Clear Spring | $16.20 | $480 | 2 |
Humana | $22.70 | $480 | 4 |
$29.30 | $310 | 4 |
Special Needs plans
Special Needs Plans (SNPs) can supplement your Shreveport, Louisiana, Medicare as a subsection of Medicare Advantage plans. However, these plans aren’t available everywhere, and you need certain special needs or disabilities to qualify for enrollment.
SNP has a zero-dollar premium, a MOOP of $7,550, and dual-eligibility, meaning you must qualify for both Medicare and Medicaid. This plan is an HMO.
Like all the plans on this chart, Wellcare has a zero-dollar monthly premium. The MOOP for this HMO plan is $3,400. This plan also requires dual eligibility.
Healthy Blue is another HMO plan you can choose. This plan also has dual eligibility like the other plans on this list. Healthy Blue’s MOOP is $7,550.
The average cost of Medicare Special Needs plans in Shreveport, Louisiana
PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
Peoples Health | $0 | $3,450 | HMO | Dual |
$0 | $7,550 | HMO | Dual | |
Wellcare | $0 | $3,400 | HMO | Dual |
Healthy Blue | $0 | $7,550 | HMO | Dual |
Aetna | $0 | $7,550 | HMO | Dual |
How to sign up for Medicare plans in Shreveport
There are many supplemental Medicare plans available for Shreveport residents. However, choosing the one right for you, your budget, and your medical needs will require a qualified team to help. Our licensed insurance agents provide free services and work with all carriers.
Call us today or fill out our online rate form to get the best rates for Shreveport, Louisiana.