Over 171,000 people in Savannah, Georgia, are Medicare beneficiary recipients. Of those hundreds of thousands, over 64,000 are on a Medicare Advantage plan.
Below, we will explore the different types of Medicare in Savannah, Georgia, and help determine the best for you.
Medicare Plans in Savannah, Georgia
Supplemental Medicare plans in Georgia provide several benefits to Medicare patients that Traditional Medicare does not. Below, we list some quotes that apply to the average 65-year-old woman.
Medicare Advantage plans
Of the 171,062 Medicare enrollees in Savannah, 53.53% are female. The average age for a Medicare patient in Savannah, GA, is 72.37% of Medicare policyholders have a Georgia Medicare Advantage plan. Savannah, GA, offers 42 different Medicare Advantage plans for eligible policyholders.
offers an affordable Medicare Advantage plan with a MOOP of $6,700. MOOP refers to the maximum out-of-pocket cost you will spend when enrolled in a Medicare Advantage plan. Medicare Advantage plan has a four-star rating and a $0 deductible.
Aetna is another wallet-friendly Medicare Advantage plan for Savannah residents. It’s a local PPO plan which caters to a small geographic region, and this four-star policy has a MOOP of $6,900 and a $0 deductible.
WellCare also offers a Medicare Advantage plan for Savannah, GA, Medicare patients. It has a $7,500 MOOP with no premium charge. You may be liable for a higher copay depending on your medical service. WellCare is an HMO plan, meaning policyholders must go to network providers for medical services.
The average cost of Medicare Advantage plans in Savannah, Georgia
PLAN | PREMIUM | MOOP | Plan Type | Star Rating |
$0 | $6,700 | REGIONAL PPO | 4 | |
Aetna | $0 | $6,900 | LOCAL PPO | 3 |
Humana | $0 | $5,900 | LOCAL PPO | 4 |
Anthem BCBS | $0 | $6,700 | LOCAL PPO | 4 |
WellCare | $0 | $7,500 | HMO | 3 |
Medicare Supplement plans
The US government standardizes Medicare Supplement plans like Original Medicare in Georgia. Medicare Supplemental Plans don’t vary state-to-state. Therefore, each of the below letter plans offers Medicare patients the same benefits. However, these plans do differ in price.
Most experts believe that Plan F is the best Medicare Supplement plan for Georgia policyholders. It’s the most comprehensive insurance package, covering Medicare A and B copayments, nursing home coinsurance, and Part A and B deductibles.
Plan G is another viable Medicare Advantage option for Savannah Medicare patients. It offers its policyholders several benefits, including hospice copayments, foreign travel emergency coverage, and Part A deductible coverage.
Plan N is ideal for people who want an affordable Medicare Supplement plan. Its premiums range from $85.24 to $222.05.
This Medicare plan offers Part A coinsurance, foreign travel emergency care, and Part B 20% coinsurance.
The average cost of Medicare Supplement plans in Savannah, Georgia
LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
PLAN A | $95.21 | $330.29 |
PLAN B | $118.69 | $291.92 |
PLAN C | $133.28 | $355.93 |
PLAN D | $111.28 | $285.16 |
PLAN F | $133.11 | $445.70 |
PLAN HDF | $40.40 | $61.85 |
PLAN G | $111.28 | $298.76 |
PLAN HDG | $39.72 | $55.00 |
PLAN K | $54.67 | $112.00 |
PLAN L | $68.75 | $233.32 |
PLAN M | $88.95 | $270.62 |
PLAN N | $85.24 | $222.05 |
Medicare Part D prescription drug plans
Please note that not all Medicare Advantage plans cover prescription medications in Georgia. Invest in a stand-alone Part D plan if you want a comprehensive insurance policy covering pharmaceutical costs.
Aetna offers an exceptional Part D coverage plan for Savannah, GA, Medicare members. It has a $6.90 premium with a $480 deductible.
WellCare is another Part D Medicare that will help cover your prescription drug costs. The 3-star policy offers a $12.90 premium with a $480 deductible.
offers a high premium price of $29.30. However, the 4-star Medicare policy has a deductible of just $310. It’s among the most popular Supplemental Medicare plans in Savannah, Georgia.
The average cost of Medicare Part D plans in Savannah, Georgia
PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
Aetna | $6.90 | $480 | 3 |
WellCare | $12.90 | $480 | 3 |
Clear Spring | $18.20 | $480 | 2 |
Humana | $22.70 | $480 | 4 |
$29.30 | $310 | 4 |
Special Needs plans
Medicare extends its benefits to people with special needs. A Special Needs plan helps people with chronic disabilities or critical medical conditions get the medical coverage they deserve. Note that SNPs aren’t available in all areas.
WellCare offers a $0 premium plan for special needs patients. This local PPO plan has a dual-eligibility policy. Dual-eligibility plans cater to patients who receive Title XVIII and state medical assistance.
Anthem BCBS is another intriguing SNP, offering a $5,900 MOOP and $0 premium for its policyholders. The HMO plan caters to people with chronic or disabling medical conditions.
Clear Spring provides exceptional benefits to Savannah’s special needs patients. It has a $3,450 MOOP and dual eligibility.
Clear Spring is an HMO plan allowing policyholders to access a vast medical network.
The average cost of Medicare Special Needs plans in Savannah, Georgia
PLAN | PREMIUM | MOOP | Plan Type | Eligibility |
WellCare | $0 | $3,000 | LOCAL PPO | Dual |
Anthem BCBS | $0 | $5,900 | HMO | Chronic or Disabling |
Clear Spring | $0 | $3,450 | HMO | Dual |
$0 | $7,550 | LOCAL PPO | Dual | |
Humana | $0 | $7,550 | LOCAL PPO | Chronic or Disabling |
How to sign up for Medicare plans in Savannah
Our expert team of licensed insurance agents works with Savannah’s best Medicare Advantage insurance providers. We will get you rates, allowing you to compare your different Medicare Advantage options.
If you need Medicare in Savannah, Georgia, call us today. Or fill out our rate form to connect with the best rates in the area!