Although Medicare covers a significant portion of their healthcare costs, some coverage gaps remain for Medicare beneficiaries. Let’s review some supplemental Medicare plans available to Juneau, Alaska, Medicare beneficiaries to help close these gaps.
Medicare plans in Juneau, Alaska
Original Medicare coverage doesn’t always cover healthcare costs. Supplemental coverage helps pay for the expenses that Original Medicare doesn’t cover.
We based the following coverage quotes on a 70-year-old female living in Juneau, Alaska.
Medicare Advantage plans
Since Medicare doesn’t cover all healthcare costs, Medicare Advantage pays for those extra costs plus additional benefits. Unfortunately, these Part C plans are unavailable to Juneau, Alaska, Medicare beneficiaries.
Medicare Supplement plans
Medicare only covers some forms of healthcare, so Medigap plans provide extra coverage. Each program has particular benefits that are the same across the US, but the rates vary by region.
Plan D offers coverage for the Part B coinsurance, nursing home care, and Part A deductible, among other things. The Plan D rates are between $135.42 and $246 per month.
Like Plan D, Plan N covers part B co-pay, nursing home care, and Part A deductibles. However, it does require office co-pays and hospital co-pays of up to $50. This plan has monthly premiums between $102.50 and $332.44 and is one of the most popular plans in the nation.
Plan L has slightly lower rates, with monthly premiums between $96.75 and $185.50. These premiums are so low because Plan L is a cost-sharing plan that pays for 75% of most covered costs. The maximum out-of-pocket limit for this plan is $3,310.
The average cost of Medicare Supplement plans in Juneau, Alaska
| LETTER PLAN | LOWEST PREMIUM | HIGHEST PREMIUM |
| PLAN A | $100.93 | $234.62 |
| PLAN B | $149.57 | $326.87 |
| PLAN C | $162.75 | $369.25 |
| PLAN D | $135.42 | $246.00 |
| PLAN F | $164.25 | $370.37 |
| PLAN HDF | $38.00 | $90.00 |
| PLAN G | $133.28 | $343.34 |
| PLAN HDG | $38.00 | $65.00 |
| PLAN K | $54.28 | $115.00 |
| PLAN L | $96.75 | $185.50 |
| PLAN M | N/A | N/A |
| PLAN N | $102.50 | $332.44 |
Medicare Part D prescription drug plans
Medicare Parts A and B and Medicare Advantage plans don’t always cover prescription drugs. Part D plans help cover those prescriptions that the other programs don’t. Part D plans are separate from Original Medicare and Medicare Advantage plans, although some Medicare Advantage plans can come with drug coverage.
offers a plan with a lower deductible than the others, and this plan has a four-star performance rating and a monthly premium of $23.40. The deductible is $310.
Wellcare is one of the most popular carriers in the nation. This plan has a $480 deductible and a low monthly premium of $8.40; this Part D plan earned three out of five stars for overall plan effectiveness.
Aetna’s plan has the same $480 deductible as most Part D plans and a monthly premium of $7.30. This plan is the cheapest in the area and has a three-star rating for plan performance.
The average cost of Medicare Part D plans in Juneau, Alaska
| PLAN | PREMIUM | DEDUCTIBLE | STAR RATING |
| Aetna | $7.30 | $480 | 3 |
| Wellcare | $8.40 | $480 | 3 |
| Clear Spring | $15.50 | $480 | 2 |
| Humana | $22.70 | $480 | 4 |
| $23.40 | $310 | 4 |
Special Needs plans
Medicare Special Needs Plans (SNPs) help people with disabilities, or chronic conditions receive additional treatment at lower costs. Unfortunately, these plans are unavailable to Juneau, Alaska, Medicare beneficiaries.
How to sign up for Medicare plans in Juneau
If you’re living in Juneau, Alaska, and on Medicare, you might wonder how you will pay for any out-of-pocket expenses. A Medicare Supplement plan can help do that, as long as you can sort through all the options.
Our insurance experts are always available to help Juneau, Alaska, Medicare beneficiaries apply for supplemental plans. The ideal part is that our agents’ time is free of financial obligation!
Call us today or fill out our quick online rate form to be connected with the best rates in your area.
