Unlocking Medicare Benefits When Turning 65
Every day, more than 10,000 individuals embrace a pivotal moment – the day they turn 65 and become eligible for Medicare. It’s a milestone that brings both excitement and questions. If you’re approaching this age, you’re likely wondering, ‘How do I unlock the full potential of my Medicare benefits?’ This comprehensive guide is your key
How Medicare Covers Long Term Care
There are some long-term care services Medicare will cover, and it’s in your best interest to know your options regarding care should you need it. Here, we’ll discuss the type of long-term care Medicare covers, how to qualify for this coverage, and how you can get help covering the costs. What are the Medicare Guidelines
How to Get a New Medicare Plan in 2024
There are many reasons to want a new Medicare plan. Maybe you want more coverage, a different type of policy, a new insurance company, or a lower monthly premium. Whatever the reason for changing, there are a few things you’ll want to know before you get started. This article will explain the ins and outs
How to Opt-Out of Medicare Call Recordings
Medicare has updated its call recording and compliance rules as of October 1, 2022, as we approach AEP. Below we’ll discuss the reasons for these changes, whom it affects, and what you can do if you prefer not to do business on a recorded line. Compliance Changes Issued from The Centers for Medicare and Medicaid
The Medicare Qualifying Diagnosis for Hospital Bed
When recovering from surgery or illness, your usual bed won’t always be enough. You may need the use of a hospital bed, which provides more support, security, and comfort. But with any major purchase, you’re left with the big question. How can I pay for this? Medicare can help, but you must have a qualifying
Will My Disability Benefits Change When I Turn 65?
For many people with severe disabilities, Social Security Disability Benefits may be their only source of income to support themselves and their families. Many people wonder what will happen to their Social Security Disability benefits when they reach retirement age. Below we’ll discuss what happens to disability benefits upon turning 65. What are disability benefits,
What Happens If You Miss AEP?
We all know that the Medicare Annual Enrollment Period occurs in the fall. Even individuals not on Medicare know based on the influx of advertisements everywhere you turn. However, sometimes life does get in the way, and people forget or miss the window. Next, we’ll discuss what Medicare beneficiaries can do if they miss AEP.
Expanded Immunosuppressive Drug Coverage
Starting on January 1, 2023, immunosuppressive drug coverage had a time limit for the length that beneficiaries could stay on Medicare if they were under 65. This immunosuppressive coverage typically occurs when someone meets the Medicare requirements for Medicare due to needing a kidney transplant due to end-stage renal disease (ESRD). Below we’ll discuss the
2023 Medicare Parts A & B Premiums and Deductibles IRMAA
The Centers for Medicare & Medicaid Services released the 2023 premiums, deductibles, and coinsurance amounts for Medicare Part A & B on September 27. CMS also announced the Medicare Part D Income-Related Monthly Adjustment Amounts. The new rates would go into effect in January of next year. Medicare Part B Premium and Deductible Medicare Part
How Medicare Coordinates Primary and Secondary Coverage
Medicare is usually the primary payer, except in certain situations. Understanding how Medicare coordinates health benefits with other types of coverage is essential because, depending on your additional insurance, Medicare may be a secondary payer. In the content below, we’ll discuss the difference between primary and secondary, explain the coordination of Medicare benefits with other
