Lindsay Malzone - Medicare & Supplemental Medicare Editor

Updated: October 11, 2023

From Medicare Advantage Plans to Part D prescriptions, the choices can be overwhelming. That’s where the guiding light of the Medicare star rating system steps in, offering you a compass to navigate this complex terrain. Imagine having a tool that simplifies your decision-making and ensures you choose the best plan tailored to your needs. Understanding

Updated: October 06, 2023

The Medicare Part D program provides beneficiaries coverage for prescription drugs filed at the pharmacy. Reviewing this coverage annually is wise as plans and details change annually. From premiums and drug costs to covered drugs and authorizations, it’s wise to know about the changes to make an informed decision about your Medicare drug coverage. Medicare

Updated: October 06, 2023

You’ve come to the right place if you’re searching for the best Medicare Part D plans for 2024. Medicare Part D plans are crucial for those who require assistance with prescription drug costs. To simplify your decision-making, we’ve gathered details on the top 5 best Medicare Part D plans 2024, including premiums, copays, and deductibles.

Updated: October 11, 2023

Medigap plans help beneficiaries cover the costs left over by Medicare. This Medicare Supplement refresher will review the benefits of Medigap plans, how they’re impacted by the Annual Enrollment Period, and answer some frequently asked questions. Learn all you need to know about the Medicare Supplement plans. What is a Medicare Supplement plan? Medicare Supplement

Updated: October 11, 2023

During the Annual Enrollment Period, Medicare beneficiaries can change their coverage. This is a very important time of the year for beneficiaries enrolled in Medicare Advantage plans. We’ll discuss what Medicare Advantage plans cover, when you can make changes. Medicare Advantage refresher Medicare Advantage (Medicare Part C) plans are an alternative way to receive your

Updated: October 11, 2023

Every year, Medicare beneficiaries can make changes in their Medicare coverage in the fall. This AEP allows beneficiaries enrolled in Original Medicare or any other Medicare plan to take control of their healthcare. This refresher will help remind beneficiaries how Original Medicare works and the importance of choosing the right Medicare plan. A Look at

Updated: October 11, 2023

Medicare’s Annual Enrollment Period is the most well-known enrollment period regarding Medicare. It allows Americans enrolled in Medicare to change their Medicare plans from October 15 through December 7. The plan changes take effect on January 1 the following year. Learn more about the AEP Medicare plan options during the 2024 enrollment period. Exploring plan

Updated: October 11, 2023

As we approach the 2024 AEP, we’ve put together some tips to help Medicare beneficiaries make informed decisions. This can be stressful with all the new options, plan changes, updates, and, in many cases, misinformation. The tips below will help make the 2024 AEP a simple and easy process while helping to ensure they’re empowered

Updated: October 11, 2023

For those on Medicare, the Annual Enrollment Period is when they can review their Medicare coverage and make any changes they see fit. We’ll review the 2024 AEP, what you need to know, and what changes you can make to your Medicare coverage. Understanding the 2024 Medicare Annual Enrollment Period The Annual Enrollment Period occurs

Updated: October 09, 2023

Are you a Medicare beneficiary wondering about the intricate relationship between Social Security and Medicare? We’ve tailored this guide to address your concerns and review the connection between these federal programs. Learn the key distinctions between Social Security and Medicare, explore the enrollment processes, and gain valuable insights into choosing the right Medicare plan for

Updated: August 25, 2023

Swimming pools offer numerous benefits for individuals, including Medicare beneficiaries. Beyond the refreshing and enjoyable aspect, pools can also provide therapeutic advantages. We’ll explore the potential of Medicare paying for a swimming pool and how pool activities can increase the quality of life for Medicare beneficiaries. Will Medicare pay for a swimming pool? Medicare, in

Updated: September 01, 2023

Becoming a grandmother is an exciting milestone that deserves to be celebrated. The options are endless, from sentimental keepsakes to practical items that will make their lives easier. Knowing where to start when choosing the perfect gift can be overwhelming, so we’ve curated a list of the top 10 new grandma gifts. Best new grandma

Updated: September 01, 2023

The Better Medicare Alliance is a research group in the United States that supports private health insurance coverage for Medicare recipients through Medicare Advantage plans. Aetna, Humana, and fund the 501©(4) group. Please continue to read below and learn more about the Better Medicare Alliance’s work.  Better Medicare Alliance: Who are they?  The Better Medicare

Updated: July 20, 2023

When you begin your new journey as a retiree, it’s essential always to plan and budget accordingly to stay one step ahead. One of the most crucial things to keep track of is the Social Security payment schedule and when you can plan on receiving your Social Security payments each month. Below we’ll dive into

Updated: August 04, 2023

When finding the best gifts for elderly parents, it’s important to consider their unique needs and preferences. Some people prefer comfort and indoor activities while other prefer the outdoors and nature. Gifts for elderly parents Whether it’s their birthday or a special occasion, giving them a thoughtful and practical gift that they can enjoy and

Updated: October 12, 2023

The utilization of technology has brought numerous benefits to seniors, including the ability to stay connected with their loved ones, manage their health more effectively, and enjoy entertainment. With the advent of smartphones, many apps for seniors enhance their quality of life. Discover the best apps for seniors Apps have revolutionized how older Americans can

Updated: August 25, 2023

Choosing the right state for retirement is a crucial decision that can significantly impact your quality of life, finances, and healthcare access. To help you make an informed choice, this article will explore the best states to retire in 2023, considering factors like cost of living, healthcare facilities, climate, and cultural amenities. Factors to consider

Updated: August 25, 2023

If you’re approaching Medicare eligibility while still employed, you likely have questions about your healthcare coverage. Choosing between Medicare and group coverage depends on your situation. Having both or opting for Medicare alone can be advantageous. How does Medicare work with employer insurance? To determine the right coverage for you, it’s crucial to comprehend how

Updated: October 12, 2023

Navigating Medicare coverage can be complex, but with the new Medicare What’s Covered App, understanding your benefits has never been easier. As a Medicare beneficiary, you deserve convenient access to comprehensive information at your fingertips. This article will explore the What’s Covered App’s features, benefits, and practicality, ensuring you can confidently make informed healthcare decisions.

Updated: July 20, 2023

The trustees overseeing Medicare’s financial operations have recently announced positive news for the second consecutive year regarding the fund responsible for covering hospital care expenses for its 65 million beneficiaries. According to the latest report, which was published on March 31, the fund’s financial outlook has improved to such an extent that it is now

Updated: August 25, 2023

Good health insurance is crucial for keeping good health and handling healthcare costs as you retire. We’ll explore the top 10 best health insurance options for seniors and retirees. These plans offer complete coverage and cater to the unique needs of individuals like you. Importance of health insurance for retirees and seniors Health insurance plays

Updated: July 20, 2023

Are you a Medicare beneficiary confused about the complex rules and requirements surrounding coverage for non-working spouses? If the answer is yes, prepare to dive into a vast and complex world of regulations and policies. This comprehensive guide will help you navigate the perplexing terrain of Medicare coverage for non-working spouses. Medicare eligibility requirements for

Updated: September 18, 2023

Each year the Centers for Medicare and Medicaid Services review proposed changes to the Medicare program. The CMS 2024 final rule will most impact agents and third-party marketing organizations.  The 2024 final rule requires a minimum 48-hour window between a Scope of Appointment form being completed and an appointment taking place. It also limits how

Updated: August 18, 2023

More than 60 million seniors and disabled individuals lean on Medicare for healthcare coverage. Potential cuts to Medicare Advantage remain a high-priority talking point between Democrats and Republicans. Let’s dive further into the proposed rule changes regarding cutting Medicare Advantage and what it may mean for you. Cutting Medicare Advantage: Do the proposed changes strengthen

Updated: October 11, 2023

It’s sad to say, but many Americans have ongoing health problems. As reported by the CDC, 6 in 10 Americans have at least one chronic health condition. Additionally, 4 in 10 adults in America suffer from two or more ongoing health problems. Today, we will discuss long-term chronic health conditions and how Medicare supports millions

Updated: October 09, 2023

Medicare.gov is a website and central hub designed for Medicare beneficiaries enrolled in the Medicare program. The site contains a member portal, tons of information, and many online tools. We’ll look at some of the most beneficial parts of this popular website below to ensure you completely understand how this site works.  Guide to using

Updated: October 04, 2023

Medicare is a lifeline for over 64 million older and disabled Americans, providing access to vital healthcare services. Knowing the available Medicare Information and Resources allows beneficiaries to maximize their healthcare While Original Medicare is the default option, most beneficiaries can enroll in private plans known as Medicare Advantage. Nearly half of all Medicare beneficiaries

Updated: October 04, 2023

Are you or a loved one approaching the age of 65? If so, you’re not alone. Every day, 10,000 American seniors join the ranks of Medicare beneficiaries, and by 2030, all Baby Boomers will have hit that milestone. But with over 63 million registered for Medicare, the options for insurance can be overwhelming. Not all

Updated: August 18, 2023

When you join Medicare, you’ll soon learn all the fantastic perks of this popular health insurance coverage. But are you aware of the extra, extra perks? Such as program freebies? Below we’ll uncover the benefits often included with Medicare that are lesser-known among beneficiaries.  While Medicare isn’t exactly free, since you pay Medicare expenses such

Updated: August 18, 2023

Medicare and Social Security are federal government programs offering Americans some reassurance and a safety net through retirement or disabilities. Both programs are very similar but very different. Below we’ll review the current state of Medicare and Social Security and what it means for you. Current State of Medicare and Social Security Medicare currently provides

Updated: October 10, 2023

Osteoporosis is a chronic health condition in which your bones become weaker and more brittle. Medicare offers coverage for testing, treatments, and medications to help alleviate your osteoporosis. Below we’ll dive deeper into Medicare’s coverage of all osteoporosis-related aspects.  Guide to Medicare coverage for osteoporosis  Osteoporosis affects more than 10 million Americans throughout the country

Updated: June 16, 2023

More than 15 million seniors live in poverty in the United States. These Americans are economically insecure and struggle to pay for their necessities. As living costs continue to rise, including housing and medical expenses, these vulnerable seniors are one unfortunate circumstance away from being unable to eat or stay in their homes.  According to

Updated: June 14, 2023

The upcoming Medicaid coverage redetermination process has generated much interest and anxiety among Americans. With the proposed changes, millions of low-income individuals and families could lose healthcare benefits, significantly impacting their lives.  The potential loss of coverage could devastate vulnerable groups, such as the elderly, children, pregnant women, and people with disabilities. Additionally, the proposed

Updated: June 16, 2023

The Social Security and Medicare programs are two of the most critical safety nets for American seniors. So when President Biden said that Republicans want to “sunset” these programs, it caused quite a stir. But what does it mean to sunset Social Security and Medicare? Let’s take a closer look. Sunset Medicare and Social Security:

Updated: October 06, 2023

Does Medicare cover cataract surgery? You may have noticed your vision becoming hazy or blurry, and you’re likely wondering what your options are. Fortunately, Medicare can help! Many Medicare plans cover cataracts and other costly procedures to improve your vision. Medicare assists with cataracts and provides coverage for common vision ailments such as glaucoma, diabetic

Updated: September 21, 2023

When considering the cost of dental implants, it’s important to research whether Medicare will cover the procedure or any related charges. Medicare coverage can be provided through Original Medicare or a Medicare Advantage plan. Depending on the Medicare plan, coverage may include everything from the initial consultation to the implant surgery. However, it’s important to

Updated: June 09, 2023

Are you a Medicare Advantage beneficiary? We recently surveyed better to understand the satisfaction rates of Medicare Advantage beneficiaries, and the results are in. Our survey covered various aspects of the healthcare experience, from overall satisfaction to assessing cost, coverage, and access. If you’re curious about what other beneficiaries say about their coverage, keep reading

Updated: October 05, 2023

In Medigap.com’s Medicare satisfaction survey of more than 750 Medicare beneficiaries ages 65+, we attempted to uncover their thoughts, understanding, and concerns about their Medicare coverage. The survey shows good knowledge and satisfaction from Medicare beneficiaries about their coverage. Medicare Satisfaction Survey results Several areas showed some concerns. Specific areas need a clearer understanding of

Updated: May 02, 2023

Paxlovid is an experimental oral COVID-19 treatment, and as with other experimental treatments, it’s not covered by Medicare. This is because Medicare does not cover any experimental treatments that have not been proven to be safe and effective. Therefore, if you are seeking therapy for COVID-19, you may not be able to have Paxlovid covered

Updated: June 30, 2023

Mark Cuban, an entrepreneur and investor, recently announced the launch of his new Cost Plus Pharmacy venture. As an innovative healthcare option, Cost Plus Pharmacy is designed to provide customers with access to prescription drugs at discounted prices. It promises to be an affordable and straightforward way to purchase necessary medications. Mark Cuban’s Cost Plus

Updated: February 20, 2023

The Food and Drug Administration has provided approval of Leqembi as a treatment option for mild to moderate Alzheimer’s disease. It works by blocking a specific enzyme responsible for the production of amyloid beta, a protein responsible for forming plaques in the brain, a hallmark of Alzheimer’s disease. Leqembi is the first drug to receive

Updated: October 06, 2023

Medicare Advantage plans can offer varying coverage and services; some may be better. Unfortunately, some programs are not as beneficial for Medicare beneficiaries. Poor customer service, limited coverage, and high out-of-pocket costs can be standard with some of the worst Medicare Advantage plans. Why Medicare Advantage plans are bad Medicare Advantage plans are an increasingly

Updated: September 08, 2023

As 2024 quickly approaches, those eligible for Medicare need to know their options for health care coverage. With many plans available, deciding the best can take time and effort. This article will explore five-star Medicare Advantage plans for 2024. We will discuss the benefits, coverage, costs, and other essential factors when selecting a 5-Star plan.

Updated: October 06, 2023

Medicare Advantage plans are popular options for receiving benefits associated with Original Medicare. They’re convenient all-in-one plans with low premiums and lots of extras. However, many Medicare beneficiaries are leaving Medicare Advantage plans. Below we’ll discuss some of the reasons that this occurs. Why are people leaving Medicare Advantage plans? For some beneficiaries, a Medicare

Updated: October 06, 2023

Imagine having a Medicare plan tailor-made to fit your unique health needs, with dedicated care coordination to ensure you receive the best possible care. It’s not a dream – it’s the world of Chronic Special Needs Plans (C-SNPs). These specialized Medicare Advantage plans are designed to transform how you manage chronic conditions, offering comprehensive coverage

Updated: October 09, 2023

Every day, more than 10,000 individuals embrace a pivotal moment – the day they turn 65 and become eligible for Medicare. It’s a milestone that brings both excitement and questions. If you’re approaching this age, you’re likely wondering, ‘How do I unlock the full potential of my Medicare benefits?’ This comprehensive guide is your key

Updated: July 07, 2023

Each year the Centers for Medicare and Medicaid Services review the spending from the federal Medicare Program to project cost changes for the following year. While this is necessary, many Medicare beneficiaries become nervous waiting for the new numbers and expect increases. Fortunately, in 2023, these costs will be lowered from the previous year. We’ll

Updated: October 09, 2023

Medicare Advantage plans provide beneficiaries with an all-in-one coverage package with additional benefits not included with Original Medicare. These plans offer several advantages, including lower out-of-pocket costs, supplemental coverage for services not covered by Original Medicare, and additional benefits like vision, dental, and hearing coverage. However, there are some potential Medicare Advantage nightmares to consider.

Updated: September 09, 2024

Cost-sharing and high-deductible Medicare Supplement plans have lower monthly premiums. However, these plans have lower premiums in exchange for higher out-of-pocket costs. Below is a highlight of the most affordable Medigap plans for Medicare enrollees. Top 6 Most Affordable Medicare Supplement Plans Medigap insurance fills the gaps that Original Medicare doesn’t cover. The plans listed

Updated: June 30, 2023

Medicare Supplement policies are standardized plans sold by private insurance companies; the federal government requires companies to cover core benefits on all Medigap plans. So, no matter which option you choose, there are guaranteed benefits. Let’s dive deep into the Medicare benefits you can expect to have coverage through Medigap insurance. Which Medicare Supplemental policies

Updated: October 11, 2023

Tobacco use can quickly lead to an addiction to tobacco. Not only is tobacco use expensive, but it can impact your health negatively and even causes incredibly severe health problems down the line. Many adults may want to quit independently but quickly discover they could use assistance. When you’re ready to quit smoking, you make

Updated: June 30, 2023

Some states have higher Medicare Supplement plan premiums than others, and we’re reviewing the most expensive states for Medigap. While benefits are standardized, costs vary. Below we’ll show which states have the highest Medigap premiums, the reasons behind the higher prices, and how to find the best healthcare option for you. Top 5 states with

Updated: October 05, 2023

Two high-deductible Medicare Supplement policies, Plan F and Plan G work with Medicare to help with costs that Medicare doesn’t pay. Generally, with a high-deductible Medigap policy, you’ll pay more out of pocket before it begins to provide coverage. The content below discusses everything about Medicare Supplement high-deductible plans. How does a high-deductible plan work

Updated: October 10, 2023

When applying for coverage, an insurance company may want you to answer Medicare Supplement underwriting questions. Medical underwriting is a risk assessment; the insurance company uses your medical health history to determine how likely you are to file medical claims. Below will go over possible questions an insurance company could ask, reasons for policy denial,

Updated: June 29, 2023

Medicare beneficiaries can rest easy knowing that medically necessary podiatry services are available and covered for those who need podiatry care. Podiatrists can help beneficiaries with conditions like arthritis, diabetes, and more. Below we’ll review Medicare’s coverage of podiatry services and your coverage options. Medicare coverage for podiatry services Medicare Part B will cover podiatry

Updated: October 05, 2023

There are some long-term care services Medicare will cover, and it’s in your best interest to know your options regarding care should you need it. Here, we’ll discuss the type of long-term care Medicare covers, how to qualify for this coverage, and how you can get help covering the costs. What are the Medicare Guidelines

Updated: October 11, 2023

There are many reasons to want a new Medicare plan. Maybe you want more coverage, a different type of policy, a new insurance company, or a lower monthly premium. Whatever the reason for changing, there are a few things you’ll want to know before you get started. This article will explain the ins and outs

Updated: October 05, 2023

Often, seniors find that they may need screenings for heart disease. They may even need to find insurance coverage that will cover their pre-existing heart conditions. Medicare offers in-depth health care coverage for preventive care and treatments for those who suffer from various heart conditions. We’ll examine how Medicare covers these services and treatments and

Updated: October 09, 2023

Excellent health coverage is crucial when living with PKD. The damage that polycystic kidney disease causes can be severe and lead to severe complications. Diagnosing and treating patients is vital and expensive. The Medicare program operates differently for those with chronic kidney conditions. Below we will find out if Medicare covers kidney disease, how to

Updated: June 29, 2023

Vasectomies are standard surgical procedures in place to prevent men from producing children, and it’s a popular option for birth control and is generally a quick, outpatient medical procedure. Vasectomies aren’t covered through Medicare benefits, and it’s essential to know why. Below we’ll look at why Medicare doesn’t offer vasectomies and how much you can

Updated: September 21, 2023

As we age, our immune systems change, and we can use an extra immunity boost to remain healthy. Thankfully, vaccinations can help increase our body’s immune system. Vaccines can help fight against viruses and infectious diseases. And thankfully, Medicare can help cover a wide range of vaccines to help improve your health. Let’s look below

Updated: June 30, 2023

Medicare’s Six Protected Class policy has long assured patients that their access to all available medicines will never be compromised. Millions of Americans rely daily on Medicare Part D program benefits to manage health challenges. Patients with these conditions respond differently to different medicines. Hence, the availability of the full range of effective medication is

Updated: June 30, 2023

Medicare Supplement plans are the most comprehensive coverage you can add to Original Medicare. However, changes in legislation discontinued some of the most popular Medicare Supplement plans. Medigap Plans C and F are no longer available to new Medicare beneficiaries. Which Medicare Supplements are no longer available? Medicare Supplement Plans C and F are still

Updated: October 05, 2023

When an individual becomes eligible for Medicare, they get inundated with various supplemental Medicare plan option advertisements. But one of the most common questions is, are they worth it? In the article below, we’ll discuss whether Medicare Supplement plans are worth it. Medicare Supplement plan coverage For a new Medicare beneficiary, one of the most

Updated: October 05, 2023

Heart disease is the top cause of death yearly for people 65 and older. And because of this, echocardiograms remain one of the most popular diagnostic tests among doctors everywhere. Echocardiograms can be costly without insurance, but your Medicare coverage will help cover these costs. Today we’ll discover just how much you can plan to

Updated: October 05, 2023

Prostate cancer is the second most common cancer among American men. The American Cancer Society projected that there would be just under 270,000 new cases of prostate cancer in 2022 which will lead to just under 35,000 deaths. Only lung cancer kills more men than prostate cancer. One in nine men will be diagnosed with

Updated: October 10, 2023

Stem Cell treatment is growing in popularity, but that doesn’t mean that Original Medicare will cover the procedure you want. Medicare Coverage for stem cell treatment is limited to FDA-approved procedures. These treatments are becoming more common for cancer and Medicare beneficiaries with compromised immune systems. Below we’ll discuss what stem cell treatments Medicare will

Updated: October 10, 2023

Cancer, heart attack, or a stroke can happen anytime and to anyone. Even healthy people risk being diagnosed with one or more of these diseases. More and more people are diagnosed with cancer every year. Unfortunately, in addition to bearing this dreadful disease’s physical and emotional consequences, patients often have to bear the financial burden.

Updated: October 11, 2023

Unfortunately, most Americans suffer from some form of chronic illness. Per the Centers for Disease Control and Prevention (CDC), 6 out of 10 Americans have at least one chronic condition. And on top of that, 4 out of 10 American adults suffer from two or more chronic conditions. So what exactly is a chronic condition?

Updated: October 11, 2023

Oxygen therapy is a beneficial treatment for those with Chronic Obstructive Pulmonary Disease (COPD), severe asthma, severe lung disease, and other respiratory issues. Your doctor may decide this therapy is a solution for your condition. If your doctor decides to place you on oxygen therapy, you’ll need to ensure your insurance covers it. Medicare covers

Updated: October 11, 2023

Individuals with asthma know just how critical it’s to have access to inhalers. The cost of health care can be pretty overwhelming, so having insurance is a must in this day and age. For those who are 65 and older and require the use of an inhaler, the Medicare program can help! Today we’ll discuss

Updated: October 10, 2023

Respite care is an excellent source of short-term care provided to older adults in their last days so that their primary caregiver can get some much-needed rest. Many times, there are situations in which you may be the only one providing care for your loved one, and the time, the work, and the care you

Updated: June 29, 2023

Obstructive sleep apnea affects many seniors in the United States. Medicare can be a beneficial tool in your tool chest when facing the symptoms and treatments for sleep apnea. Not only does Medicare work to cover doctors’ appointments relating to sleep apnea. It also covers sleep studies and any medical equipment you may need with

Updated: September 09, 2024

The most popular Medicare Supplement insurance plans nationwide are Plan F, Plan G, and Plan N, with the highest percentage of enrollments. However, the best plan for you will offer the right balance of coverage at a fair price. Since Original Medicare includes deductibles and coinsurance, having a supplemental policy can be highly beneficial. Below,

Updated: June 30, 2023

The best time to get a Medicare Supplement plan if you have a pre-existing condition is when you first become eligible for Medicare. Beneficiaries new to Medicare qualify for a Medigap Open Enrollment period. There is no medical underwriting during this time, and pre-existing conditions can’t hinder your ability to get a policy. Although, it’s

Updated: October 05, 2023

Medicare Supplement Plans all have A+ reviews on coverage and benefits. Medigap plans are standardized, so comparing options is simple. When Medicare approves a claim, the Medigap plan must also pay. Once Medicare pays, then the Medigap plan pays its portion. Below we’ll discuss the reviews for each policy, explain everything the plan covers, and

Updated: June 29, 2023

Hysterectomies are a popular healthcare procedure among women in the United States. According to the CDC, 1 in 3 women will undergo a total hysterectomy by age 60. A hysterectomy is a procedure in which surgeons remove a woman’s uterus. The surgery is usually performed to help treat specific health conditions. Surgeries like this can

Updated: June 28, 2023

Medicare has updated its call recording and compliance rules as of October 1, 2022, as we approach AEP. Below we’ll discuss the reasons for these changes, whom it affects, and what you can do if you prefer not to do business on a recorded line. Compliance Changes Issued from The Centers for Medicare and Medicaid

Updated: June 30, 2023

It’s the Annual Enrollment Period again, so it’s time to review your 2023 Medicare Part D drug plan. We’ll review changes that affect all Medicare beneficiaries, including the coverage phases, the new insulin cap, and what to look for when choosing a new plan. Medicare Part D changes in 2023 Each year Medicare Part D

Updated: June 30, 2023

Medicare Supplements are standardized coverage, but their pricing methods aren’t. Most carriers go along with the state regulations, and some don’t. Below we’ll discuss the three Medicare Supplement pricing methods and how they work. Medicare Supplement pricing methods Every Medicare beneficiary who talks with an insurance agent selling Medicare Supplement insurance policies has heard the

Updated: June 29, 2023

A treatment gets administered to patients suffering from End-Stage Renal Disease or kidney failure. This procedure can occur in the home or a dialysis facility. Knowing how your coverage works and what is and isn’t covered is essential. What is Kidney Dialysis? Kidney dialysis is a procedure to keep your body balanced when your kidneys

Updated: October 05, 2023

When Medicare beneficiaries think about Medicare Supplement health insurance plans, they think of coverage with no networks or restrictions. Medicare Select plans are Medigap plans that have a network. Continue reading to find out if these specialized plans will work for you. Medicare Supplement Medicare Select plans Medicare Select plans follow the same coverage rules

Updated: June 28, 2023

When recovering from surgery or illness, your usual bed won’t always be enough. You may need the use of a hospital bed, which provides more support, security, and comfort. But with any major purchase, you’re left with the big question. How can I pay for this? Medicare can help, but you must have a qualifying

Updated: October 06, 2023

Medicare prescription drug coverage is one of the most frustrating parts of Medicare for many. With confusing tiers and the dreaded donut hole, many Medicare beneficiaries would love to skip it. For those that don’t take prescriptions, it’s equally annoying; after all, who wants to pay for something they aren’t using? While it may seem

Updated: July 26, 2023

For many people with severe disabilities, Social Security Disability Benefits may be their only source of income to support themselves and their families. Many people wonder what will happen to their Social Security Disability benefits when they reach retirement age. Below we’ll discuss what happens to disability benefits upon turning 65. What are disability benefits,

Updated: October 06, 2023

Every year, Medicare beneficiaries can change their Medicare Advantage plans and Part D prescription drug coverage. These plans update their benefits annually; the best plan for a beneficiary last year may not be the same for the next. Below, we’ll highlight the top Medicare Advantage companies for 2024. Top 6 Medicare Advantage Companies for 2024

Updated: September 19, 2023

Medicare Supplement plans are a crucial piece of the Medicare puzzle for many beneficiaries. Many gravitate towards large, well-known insurance companies for their Medigap plans. However, some lesser-known companies excel in the Medicare Marketplace and are worth considering. Below we’ll highlight some of the least-known Medicare Supplement providers. 8 least known Medicare Supplement providers Medicare

Updated: June 28, 2023

We all know that the Medicare Annual Enrollment Period occurs in the fall. Even individuals not on Medicare know based on the influx of advertisements everywhere you turn. However, sometimes life does get in the way, and people forget or miss the window. Next, we’ll discuss what Medicare beneficiaries can do if they miss AEP.

Updated: June 28, 2023

Starting on January 1, 2023, immunosuppressive drug coverage had a time limit for the length that beneficiaries could stay on Medicare if they were under 65. This immunosuppressive coverage typically occurs when someone meets the Medicare requirements for Medicare due to needing a kidney transplant due to end-stage renal disease (ESRD). Below we’ll discuss the

Updated: October 17, 2023

The Centers for Medicare & Medicaid Services released the 2023 premiums, deductibles, and coinsurance amounts for Medicare Part A & B on September 27. CMS also announced the Medicare Part D Income-Related Monthly Adjustment Amounts. The new rates would go into effect in January of next year. Medicare Part B Premium and Deductible Medicare Part

Updated: July 26, 2023

Many questions come to mind as someone approaches Social Security and Medicare. When to start Social Security benefits and Medicare are at the forefront of those questions. Medicare eligibility requires individuals to be US citizens or permanent US residents. Most Americans will have premium-free Medicare Part A due to working for 10 years or 40

Updated: June 29, 2023

Compression socks are becoming an increasingly popular treatment for varicose veins, leg swelling, leg pain, and the prevention of blood clots. Unfortunately, despite its proven use to treat these items, Medicare will only cover them in specific situations. Below we’ll discuss the different health benefits that compression socks provide and the requirements for Medicare to

Updated: October 11, 2023

Cystic fibrosis is a genetic disease linked to changes in a gene located on chromosome 7. Chromosome 7 is the cystic fibrosis transmembrane conductance regulator or CFTR gene. The CFTR protein is in the cell wall. This protein’s normal function is to regulate the transport of ions and chlorine within the cell wall. In people

Updated: September 09, 2024

When we think of Medicare Supplement providers, familiar names like Mutual of Omaha, Aetna, and Cigna often come to mind. However, there are several lesser-known insurance carriers that also offer excellent Medigap coverage. Below, we’ll highlight some of the underdogs in the Medicare Supplement market that may be worth considering.         8

Updated: September 08, 2023

There is something to be said when considering big-name companies for products and services. The same holds for Medicare Supplement insurance companies. They are generally stable, handle claims quickly and provide good customer service. Below we’ll cover the seven largest Medicare Supplement companies in the nation. 7 largest highly rated Medicare Supplement companies Medicare Supplement

Updated: September 21, 2023

Medicare prescription drug coverage has sections that can devastate Medicare beneficiaries, such as the donut hole. With this concern about the Medicare program, many American seniors are looking into Medicare prescription drug discount cards. These discount cards aren’t health insurance plans but can still provide significant savings on drug prices. What is a prescription discount

Updated: October 05, 2023

As we age, we have to start screening ourselves more often to attempt to catch health concerns early on. Colonoscopies are one way that we check for colon cancers. Now there are additional methods for screening for colorectal cancer, such as Cologuard, which is growing in popularity because the process is considerably less invasive than

Updated: September 18, 2023

AEP is around the corner, and many wonder what impacts the Inflation Reduction Act will have on Medicare and the Annual Enrollment Period (AEP). The IRA of 2022 looks to increase clean energy, combat the national deficit, and lower out-of-pocket costs for prescriptions covered under Medicare Part D coverage. Congress and the Senate passed the

Updated: October 11, 2023

A mammogram is an x-ray test that can detect abnormalities in breast tissue. These tests detect breast cancer, regardless of size. This screening test should occur even if you have no symptoms. But why is it so important? The answer is that nine out of 10 breast cancer cases can is cured with early detection,

Updated: October 11, 2023

Diabetes is one of the most common health conditions in America. It requires constant monitoring to keep it under control. Uncontrolled diabetes can lead to many other health-related problems. Medicare diabetes coverage also treats health-related issues from mismanaging diabetes. Some complications include nerve damage, foot disease, and eye conditions like glaucoma. Does Medicare cover diabetes?

Updated: October 10, 2023

Medicare will cover medically necessary safety items for your bathroom. However, your idea of what is medically required could differ from what Original Medicare considers. Unfortunately, it will not cover bathroom equipment regarded as convenience items. Medicare coverage for bathroom safety equipment Medicare covers these items as Durable Medical Equipment (DME) and is paid for

Updated: October 05, 2023

Your Medicare benefits cover emergency room visits and health care. However, that doesn’t mean these services are entirely free. To find out more about what your financial obligation may be, keep reading. Does Medicare cover emergency room visits? Once you get emergency room care, the first thing you will have to pay is your Medicare

Updated: June 29, 2023

Botox or botulinum toxin has been used since 1987 to lessen wrinkles in the skin. But the muscle relaxation benefits have also been used to treat several medical conditions. Medicare only covers medically necessary and FDA-approved treatments. However, Medicare won’t cover cosmetic treatments such as wrinkle treatments. Medicare coverage for botox Medicare covers botox treatments

Updated: October 09, 2023

Medicare is usually the primary payer, except in certain situations. Understanding how Medicare coordinates health benefits with other types of coverage is essential because, depending on your additional insurance, Medicare may be a secondary payer. In the content below, we’ll discuss the difference between primary and secondary, explain the coordination of Medicare benefits with other

Updated: October 11, 2023

Medicare doesn’t cover incontinence supplies since they are disposable, over-the-counter items. However, some Part C plans cover these supplies. While Medicare won’t cover adult absorbent diapers, you have some options to get the supplies you need. Plus, some benefits Medicare covers can help you along the way. In the content below, let’s review everything you

Updated: October 09, 2023

Original Medicare covers bone mass measurements with a doctor who deems it medically necessary, and it’s been at least 24 months since your last scan. However, under certain circumstances, more frequent testing is possible. Read the content below to learn everything you need about Medicare coverage for bone mass testing. We’ll go over the different

Updated: October 05, 2023

The United States is the leading country in a study by the World Society of Arrhythmias on how many people worldwide have pacemakers. The study occurred in 61 countries. Out of the 1,002,664 individuals worldwide, the US led with just over 225,000 citizens that rely on a pacemaker. Below, we’ll discuss Medicare coverage for pacemakers,

Updated: October 05, 2023

Medicare doesn’t cover hormone replacement therapy. However, prescription drug coverage may help with the cost. Your healthcare provider will need to prove that HRT is medically necessary. Let’s look at Medicare coverage for hormone replacement therapy and how you can get additional coverage. Does Medicare cover hormone replacement therapy? Medicare Part D plans or Medicare

Updated: June 28, 2023

Medicare is a form of health insurance for adults 65 and older in the United States. Medicare covers a hefty amount of your healthcare expenses. But you may still have many healthcare costs to cover from your pocket. One of the out-of-pocket costs you may need to pay will be a copay for various health

Updated: October 11, 2023

Chronic back pain is a problem for many Americans, young and old. However, the older you get, the more unbearable the pain can become. Unfortunately, for many, there isn’t an excellent resolution to find the pain relief they need. Medicare back pain coverage includes several different therapy and treatment options. Original Medicare covers several chronic

Updated: July 26, 2023

Most Medicare beneficiaries will start Medicare at or after age 65. But as we age and approach retirement, we have many questions and concerns. The most important are healthcare coverage, costs, and social security benefits. After all, we don’t get healthier as we age. Today we’ll discuss when Medicare starts and what you should do

Updated: October 10, 2023

Strokes are prevalent for Medicare beneficiaries. More than 790,000 Americans have a stroke annually, and the chances of strokes for individuals on Medicare increase annually. More than 62% of all strokes take place in people over the age of 65. Medicare will cover treatment for beneficiaries that experience a stroke. We’ll cover what a stroke

Updated: October 11, 2023

Medicare covers substance abuse rehabilitation services, ranging from screenings to inpatient rehab and everything in between. Furthermore, the service you need will determine which part of Medicare will cover it. Below we’ll discuss all you need to know about Medicare rehab coverage for substance abuse. The National Institute on Drug Abuse found that almost a

Updated: October 06, 2023

Macular degeneration is the leading cause of vision loss in Americans over 60. Many Medicare beneficiaries are receiving treatment for this medical condition. As a general rule, Medicare doesn’t cover routine vision care. Medically necessary conditions, such as macular degeneration, are covered under Original Medicare. There are more Medicare beneficiaries affected by AMD than cataracts

Updated: October 03, 2023

Many seniors know that living on a fixed income isn’t always easy—especially when the price of virtually everything is rising daily. Whether you find yourself in a position where you need extra help or care for a loved one who needs help, knows there’s help for seniors. We’ll look below at the top 5 government

Updated: June 28, 2023

Medicare can be pretty complex, and you’ll likely find terms you’ll need to familiarize yourself with regarding your coverage. Coinsurance (or cost-sharing) is one of the many terms you’ll see when dealing with your coverage. Below we’ll discuss how Medicare defines coinsurance and how it works. How Medicare Coinsurance Works Much like other popular insurance

Updated: October 06, 2023

Everyone knows Medicare AEP is coming, and health savings accounts are extremely popular among employer coverages. But even though HSA accounts are not available with Medicare, there are a few things that prospective Medicare enrollees need to know, especially if they’re considering dropping their group health insurance and starting a Medicare plan. Millions of working

Updated: October 11, 2023

Medicare Advantage plans offer many additional plan extras. One of the most popular is over-the-counter benefits. This unique benefit allows Medicare beneficiaries to purchase everyday items such as aspirin, compression socks, toothpaste, and more. As all additional benefits Medicare Part C programs provide, the OTC allowance may not be available in all areas. In addition,

Updated: October 09, 2023

As technology and needs are ever-changing, older adults are considering giving up their vehicles and moving more to use rideshare services for their transportation needs. Some Medicare plan options are heeding the call and adding robust transportation benefits to help members get to their medical appointments. These quickly changing situations and new technology has made

Updated: October 09, 2023

Anyone paying attention can’t escape the mountain of advertisements about extra Medicare benefits. While it’s true that some Medicare plan options will offer these supplemental benefits, not every plan will include them. These additional benefits, such as utility cards, will vary depending on where you live. It’s important not to get too hung up on

Updated: October 09, 2023

There are plenty of advertisements about Medicare Advantage options, and the closer you get to 65, the more information blasts at you. There are several supplemental Medicare plans to choose from, and by now, beneficiaries have heard about all the benefits. Still, few people focus on the restrictions of Medicare Advantage plans. Below, we’ll discuss

Updated: October 11, 2023

The Medicare program provides fantastic coverage options for Medicare beneficiaries. However, many are surprised when they discover that it doesn’t cover everything. Below we’ll review five items or services that Medicare doesn’t cover. As we go through, we’ll explain how you can secure coverage for items and services not included by Medicare. 5 Services Not

Updated: October 11, 2023

Pain Management is required for many Medicare beneficiaries, with over 70% suffering from high-impact chronic pain that limits their activities. Among conditions that require pain management, lower back pain is one of the major health conditions that disable Medicare beneficiaries. Below, we’ll discuss Medicare options for pain management insurance. Does Medicare cover pain management? Original

Updated: August 18, 2023

Racial disparity is a concern when it comes to affordable and quality healthcare. The Affordable Care Act (ACA) aimed to close this gap and ensure nondiscrimination protections for everyone regardless of race, age, disability, color, natural origin, or sex. The final rule posted by the U.S. Department of Health and Human Services (HHS) Office for

Updated: October 09, 2023

Change occurs constantly, and it seems that Medicare Advantage plans are constantly finding ways to add new and innovative plan extras, such as cash cards. When beneficiaries choose Medicare Advantage, they not only get the same benefits that Medicare covers but various other plan extras. We’ll dive deeply into these new Medicare Advantage cash cards,

Updated: October 06, 2023

Medicare comes in different shapes and sizes to fit the needs of everyone. However, not all plans are the same. Some high higher premiums and more comprehensive coverage, while others allow for lower premiums and additional plan extras. I’m sure everyone has heard of the additional plan benefits of Medicare Part C Medicare Advantage plans.

Updated: October 10, 2023

Medicare coverage for Atrial Fibrillation (AFIB) is necessary for over two million people. AFib occurs when the two upper heart chambers beat fast and irregularly. The improper functioning of the upper chamber negatively impacts the lower chamber. Treatments for this health condition can be costly; thankfully, Medicare can help. Supplemental Medicare plans can also help

Updated: June 30, 2023

Insulin costs always seem to rise, which is a significant problem for many Medicare beneficiaries. These high prescription costs affect more than 3 million seniors. For many without this, medication isn’t an option. Failure to use it correctly can cause serious health concerns. In January 2021, the Trump administration set forth an initiative called the

Updated: October 21, 2022

Fall is in the air, and as temperatures throughout the nation cool, Medicare season is fast approaching. Medicare’s AEP is when Medicare beneficiaries can make changes in their Medicare coverage. Below we’ll discuss the AEP, how it works, and what beneficiaries need to do to prepare. Medicare AEP Enrollment Guide for 2023 Every year from

Updated: June 29, 2023

Amyotrophic Lateral Sclerosis is a medical condition that attacks the neurons that affect your muscles. ALS disease has a few names, but luckily Medicare covers the disease. Lou Gehrig’s disease is one of the most common. Named after the New York Yankees Hall of Famer, he was diagnosed on his birthday in 1939. The condition

Updated: October 06, 2023

There are many Medicare coverage options when looking for the right Medicare Supplement. Since all the plans are standardized, it truly comes down to price and the quality of the insurance company. Today we’ll discuss the top Medicare Supplement companies for 2024. Top 10 Medicare Supplement Companies The Centers for Medicare & Medicaid Services regulate

Updated: October 06, 2023

There are many ways to receive your Medicare benefits and cover the leftover gaps. Some beneficiaries choose Medicare Advantage plans, and others choose to keep their Original Medicare and enroll in a Medicare Supplement plan. Today, we’re reviewing the top 5 Medicare Supplement plans. Medicare Supplement health plans are designed to fill the gaps in

Updated: October 09, 2023

When you approach your Medicare years, you hear commercials and advertisements constantly to entice Medicare beneficiaries to different Medicare Advantage plans. One of the most exciting and misrepresented benefits you hear about is the Medicare Part B give-back program. And it’s no surprise why. Who wouldn’t want to lower their monthly premiums as everything rises?

Updated: September 18, 2023

One of the biggest concerns for Medicare beneficiaries is their prescription drug costs. For some seniors, it’s the difference between life and death. Unfortunately, as inflation runs rampant nationwide, it’s getting harder for them to pay for their medications. Fortunately, this could be better with the Inflation Reduction Act of 2022 changes. The Democrats are

Updated: June 28, 2023

While it’s rare, it’s still possible for children to qualify for Medicare coverage. There are some requirements they must meet to be eligible for Medicare enrollment. However, many dependents will find coverage through the Affordable Care Act, Medicaid, or the CHIP program. Is there Medicare Coverage for Minor Dependents? Original Medicare only covers minor dependent

Updated: June 28, 2023

Diving into the world of Medicare can sometimes seem overwhelming and, at times, stressful. The good news is it doesn’t have to be. You may find you’re unfamiliar with many of the terms related to Medicare, and that’s where we come in. Below we’ll look further into what a Medicare deductible is and what this

Updated: October 02, 2023

It’s possible to reduce your Medicare premiums during the Annual Enrollment Period (AEP), and some beneficiaries may be able to reduce premiums sooner. Medicare costs can add up quickly; Medicare Part B, Part D prescription drug plans, and Medigap all have an additional monthly premium. Whether you have Original Medicare or additional Medicare insurance, we’ll

Updated: October 10, 2023

Medicare coverage in anesthesia procedures is associated with covered medical services. In some cases, a deductible or copayment may apply. Under the Centers for Medicare & Medicaid Services Anesthesia Rules, Medicare doesn’t allow anesthesia services to be billed separately, except in limited situations. In most cases, Part B covers anesthesia. Read the content below to

Updated: June 28, 2023

When consulting with a licensed insurance agent regarding Medicare health plans, there are many regulations that the agent must follow. A Scope of appointment is a form that determines what Medicare insurance products you want to cover during your meeting. The SOA can be an electric form, a paper document, or sometimes, a recorded call.

Updated: June 29, 2023

Rheumatoid Arthritis is a crippling condition that many Medicare beneficiaries face. RA affects the joints and your immune system. Fortunately, the Medicare program covers a variety of treatments to help individuals suffering from RA. We’ll look at how Medicare and the different supplemental Medicare options cover treatments for RA. Medicare Covered Treatments for Rheumatoid Arthritis

Updated: June 29, 2023

Suppose you suspect you or a loved one might develop Alzheimer’s disease. In that case, it can be an extremely stressful situation. It’s also a costly disease and some costs that Medicare won’t cover. Below, we will discuss what your Medicare benefits will cover and what they won’t. This knowledge should help make it easier

Updated: June 29, 2023

Original Medicare covers your anemia diagnosis and treatment. Specific benefits can vary depending on your coverage. Your doctor must state that the tests or treatments are medically necessary for Medicare coverage to kick in. The content below will cover everything you need to understand about Medicare coverage for anemia. How does Medicare cover anemia? Part

Updated: October 05, 2023

If you are a Medicare beneficiary who is also transgender, you may consider gender reassignment or gender affirmation surgery. Unfortunately, these surgeries can be costly. But the good news is that Medicare can cover some of the most critical gender reassignment surgeries. Let’s take a closer look at how this works. How does Medicare Handle

Updated: October 09, 2023

Understanding the difference between Medicare Plans vs. Medicare Parts can make understanding your health insurance easier. Mostly, Medicare plans are health plans with monthly premiums provided by private insurance companies. The four parts of Medicare are slightly different and can sometimes intertwine with Medicare plans. It’s understandably confusing when you have Medicare Part A and

Updated: June 28, 2023

Preventive services and screenings are essential with Medicare because it helps your primary care doctor better understand potential risk factors. Since these services encourage Medicare beneficiaries to manage health care better, there is no cost for this visit. Although, a healthcare provider may choose to run additional tests that have either a cost-sharing with Medicare

Updated: October 09, 2023

The Medicare Summary Notice (MSN) lists all the services and supplies that healthcare providers billed to Medicare for your healthcare. This notice is intended to notify Medicare beneficiaries of the claims decisions on their healthcare services. There is more to the MSN than most people realize. By sending out this information, Medicare fraud can be

Updated: June 29, 2023

Do you have tingling, numbness, and pain in your hands and/or arms? It doesn’t matter whether it’s in only one arm or both — either way, it could be a sign of carpal tunnel syndrome. If so, you might also be worried about how expensive carpal tunnel could be under Medicare. In that case, we

Updated: September 14, 2023

Medicare Advantage plans always add new benefits, but the Medicare food allowance benefit goes above and beyond most available programs. Some plans pay $10 up to $120 monthly in healthy food grocery cards. We discuss a few guidelines, eligibility requirements, and more below. The information below is provided for educational purposes, and Medicare recipients looking

Updated: October 05, 2023

Medicare will most likely cover ambulance services, especially if you have a severe medical condition. Your ambulance trip may still have costs, but as long as you meet specific guidelines for coverage, Medicare pays a portion of the bill. The content below will cover everything you need about the Medicare program coverage for an ambulance.

Updated: October 09, 2023

Medicare change of address is necessary when you move to a new address. Notifying Medicare of the move is crucial because they need to be updated with your contact information. Also, moving will qualify you for a Special Enrollment Period that allows you to change to a policy in your new service area. Before you

Updated: June 28, 2023

Hospital Indemnity Insurance can be beneficial when you have high out-of-pocket costs, weak medical finances, or if you want an added cushion in case of an emergency. You can use the cash benefit toward anything you like, either your medical bill costs or your daily expenses. In the content below, we’ll review everything you need

Updated: October 06, 2023

Original Medicare doesn’t include routine dental, vision, or hearing coverage. While Medicare covers a lot of benefits, they don’t cover everything. However, there are plan options for seniors seeking the help they need. Read more about your dental services, vision care, and hearing coverage options. Does Medicare cover dental, vision, or hearing? Part A and

Updated: October 05, 2023

Medicare only covers medically necessary fertility treatments and testing. Although, you’ll likely have to pay all or a portion of the costs associated with infertility. Below we’ll discuss Medicare insurance coverage for fertility testing and treatments. Then, we’ll show you how to get Medicare coverage for fertility treatment. Does Medicare cover fertility treatments? Yes, Medicare

Updated: June 28, 2023

Your healthcare provider may need to submit a prior authorization form to Medicare before providing medical services. Sometimes prior authorization is necessary for a prescription drug to be filled. In some cases, Medicare coverage is only applied if there is pre-approval for the procedure. Keep reading to learn more about Medicare prior authorization requirements. We’ll

Updated: October 06, 2023

Medicare will cover medically necessary diagnoses, treatments, and services relating to epilepsy. Many people find having additional coverage to be beneficial since there are copayments, deductibles, and coinsurances that come with Original Medicare. To learn more about how Medicare covers epilepsy, read through the content below. Will Medicare cover epilepsy treatments & medications Since epilepsy

Updated: October 11, 2023

COPD is a chronic respiratory disorder that affects more than 14 million Americans. Fortunately, Medicare coverage for COPD is available for people with this crippling condition. These treatments can help suppress the symptoms and improve the quality of life of those suffering from this health condition. Medicare coverage for chronic obstructive pulmonary disease treatments (COPD)

Updated: June 30, 2023

Medicare beneficiaries may want to change Medicare Supplement insurance plans for a new policy. Health insurance isn’t always easy; sometimes, pre-existing conditions can get in the way. Either way, we’re here to help you make essential changes to your current plan. Below we’ll discuss the different health plan changes you may want to make. Remember

Updated: June 28, 2023

In some cases, getting Medicare for your parents becomes a responsibility you didn’t expect. Medicare insurance is for those 65 years or older. Some people may be eligible due to qualifying disabilities. Once you’ve determined your parents are eligible for Medicare, it’s time to learn the basics. After you understand the basics of Medicare, we’ll

Updated: October 05, 2023

If you need open heart surgery, you may be curious to know if Medicare will cover the procedure. Sometimes, you may need a double, triple, or quadruple bypass surgery. All these surgeries are lifesaving procedures, so it makes sense that Medicare coverage is available. Keep reading to understand better how Medicare covers heart bypass surgeries

Updated: June 28, 2023

You may need to sign up for Medicare to access your retiree insurance. While most employers don’t offer retiree insurance, those that do usually have all-encompassing plans that boast great benefits. To better understand how these plans work with Medicare and the kind of coverage you can expect, keep reading. What Types of Retiree Insurance

Updated: October 09, 2023

As you are approaching 65, there are a lot of concerns, questions, and items that are on your mind. Among the decisions are whether to retire or continue to work. In this article, we’ll discuss the process of enrolling in Medicare. Some people will have automatic enrollment, while others need to enroll manually. And there

Updated: June 28, 2023

Most people enroll in Medicare at age 65 when they first become eligible. Unfortunately, some don’t realize that they could be penalized if they decide not to enroll in Medicare Part B coverage. We’ll discuss the late-enrollment penalty and teach you how to avoid it. Medicare Part A, Part B, and Prescription Drug Coverage all

Updated: June 28, 2023

Native Americans and Alaskan Natives can access health coverage through the Indian Health Services or IHS. IHS has facilities in 36 states and is a healthcare advocate for Alaskan Natives and Native Americans. Most don’t realize that IHS is not medical insurance, and you can only receive care from an Indian Health Services facility. This

Updated: June 28, 2023

When people think of going to the doctor or hospital, one major concern always in the back of their minds is, “How much is this going to cost?” Unfortunately, surprise billing happens often, which can hurt the pocketbook when you’re on a fixed income. These surprises usually come with an emergency room, hospital visit, or

Updated: October 06, 2023

HSA or Health Savings Accounts are growing more popular every year. The increase in popularity within this plan style results from growing insurance and healthcare costs. More than 32 million HSA accounts are active in the United States and receiving contributions. One of the lesser-known items is that you can no longer contribute to your

Updated: June 28, 2023

There are many things to consider if you’re a green card holder eligible for Medicare. Understanding your Medicare eligibility allows you to make informed decisions about your healthcare options. Coverage depends on meeting residency requirements and qualifying for Medicare through age or disability. By reading the text below, you’ll better understand how Medicare works for

Updated: September 19, 2023

There is a new term floating around the healthcare world. Some doctors have been telling Medicare beneficiaries about something called SUPER Medicare. This is not anything new, It’s a nickname that some doctors are giving for Medicare Supplement Plan F and Plan G. What is SUPER Medicare? SUPER Medicare is a nickname for Medicare Supplement

Updated: October 03, 2023

Understanding how Medicare and VA benefits seamlessly combine to support your healthcare needs as a veteran can be a complex puzzle. You’re not alone if you’ve ever wondered about the interplay between these vital programs. Navigating this territory requires expertise, and that’s where we step in. We’re here to explain the process, ensuring you make

Updated: October 03, 2023

The Welcome to Medicare visit will likely be your first doctor visit Medicare covers. This initial visit requires no copay from you and is usually done by a primary care doctor. Your healthcare provider will use this visit to track and improve your health as medically necessary. A personal health plan is made for you

Updated: September 19, 2023

As you approach the age of 65, you become one of the most popular people in the world. You receive mail from every insurance carrier and company overnight, and then the phone calls start. There is genuinely a lot of information that you need to learn and understand. Below we’ll discuss what Medigap coverage is

Updated: February 20, 2023

Health care costs are a source of pain and anguish for many Americans. On January 1st. 2021, the Federal Government implemented a new law that went into effect to force hospitals to be more transparent about their charges. So far less than 20% of all hospitals are in compliance with the new rules. There are

Updated: October 05, 2023

Medicare coverage for a blood pressure monitor is important, especially for beneficiaries with high blood pressure, heart disease, cardiovascular issues, or those on renal dialysis. If your healthcare provider suggests that you need regular blood pressure measurements, investing in a blood pressure monitor could be essential. Beneficiaries that need ambulatory blood pressure monitoring and meet

Updated: October 09, 2023

Your medical cards are vital information to keep on you at all times. This works the same with your Medicare card. These have important information about your coverage and the data the healthcare providers need to get paid from your insurance company for your visit or service. Your Medicare card Your Medicare card will have

Updated: April 14, 2023

Medicare is a vital program for many Americans, but it’s also been in the news lately because of budget sequestration. Here’s what you need to know about how the sequester affects Medicare. Medicare & Budget Sequestration Medicare and the federal budget are in the news lately as Congress — composed of the Senate and House

Updated: February 20, 2023

After passing in the house in February, the Postal Service Reform Act of 2022 was passed in the Senate with bipartisan support on March 8, 2022, with a vote of 79-19. The bill will now be passed to President Biden to sign into law. Already-Stressed Medicare Program Will Now Take on Postal Service Retirees Despite

Updated: February 20, 2023

The Centers for Medicare & Medicaid Services recently proposed a rule change that would affect the current Medicare coverage waiting periods. Currently, the rules are pretty reasonable, but these new changes could be a quality improvement for Medicare beneficiaries that fall into certain categories. Eligibility for the Medicare Program To be eligible for the Medicare

Updated: February 20, 2023

Although most requests for services and payment are approved, the U.S. Department of Health and Human Services (HHS) has recently reported that Medicare Advantage denies millions of medically necessary care requests. About 28 million beneficiaries are enrolled in Medicare Advantage plans, which offer privatized versions of Medicare that are often cheaper and provide a greater

Updated: October 11, 2023

One of the most confusing topics regarding Medicare is the difference between an HMO and a PPO health care plan. We’ll explain what HMO and PPO plans are and highlight the tradeoffs. Then, we’ll provide you with a self-checklist to help determine which plan is best for you. How Are HMO and PPO The Same?

Updated: October 06, 2023

If you’re almost eligible for Medicare and you have a Health Savings Account, it’s important to understand how your coverage will work. A Health Savings Account (HSA) is an account where money is set aside to cover qualifying medical costs. When it comes to any insurance, there are guidelines you’ll need to follow. Keep reading

Updated: October 10, 2023

Losing your mobility can be devastating. It reduces your independence and compromises your quality of life. Unfortunately, most physical therapy isn’t cheap. But how much will it cost you as a Medicare beneficiary? It’s a tough thing to estimate. But the good news is that Medicare will pay for some of those costs. Let’s break

Updated: August 29, 2023

The older you get, the more important you ensure your home is a safe and secure place to spend your golden years. Statistically speaking, one in four older citizens will suffer a catastrophic fall this year, and such falls are not uncommon to cause serious injury or death. Thankfully, you may have resources at your

Updated: August 30, 2023

Many beneficiaries make the mistake of assuming that Medicare pays for nursing homes. Unfortunately, this isn’t true. But Medicare will pay for nearly identical care on a short-term basis. If you need help paying for a nursing home, keep reading. There are cost-saving alternatives other than Medicare. Medicare nursing home coverage Your Medicare Part A

Updated: October 10, 2023

If you are having any physical issues where your speech is impacted, it’s difficult to know without prior experience if Medicare will pay for those associated costs. Speech-language pathology (also known as speech therapy) issues at this age can be a symptom of other medical issues, so keep reading to see how Medicare will cover

Updated: August 30, 2023

If you’ve recently enrolled in Medicare, you may wonder, do my benefits include prosthetics? Over 2 million U.S. citizens currently rely on prosthetics to live their happiest, healthiest lives. The good news is, yes, Medicare does cover prosthetics. But it doesn’t cover everything. Let’s look at what Medicare does and doesn’t cover so you can

Updated: June 30, 2023

The Medicare Explanation of Benefits outlines the health care services and products the policyholder receives. Policyholders can use the Explanation of Benefits to understand how their health insurance plan works and verify whether they have been overcharged for services. Understanding your Explanation of Benefits An Explanation of Benefits can be confusing to read, especially if

Updated: August 30, 2023

Medicare is a government-run health insurance program that provides coverage for Americans over 65. It also covers some younger people with disabilities. Does Medicare pay for pregnancy? The answer to that question is complicated, but we’ll explain it in this article. It would seem like this would not be a common question since Medicare is

Updated: August 29, 2023

You may have been hearing a lot on the news lately about Medicare expansion states and might have many questions about it, like which states are expanding Medicare? When is it happening? And how will it affect you? It’s a bit confusing subject, but it’s not all that complicated once you sit down and look

Updated: August 29, 2023

Medicare beneficiaries have the right to appoint a representative to help them with their Medicare. This can be a loved one, friend, or family member. This article will discuss setting up an authorized representative and what they can do on your behalf. Having a trustworthy representative to help you navigate the Medicare system can be

Updated: October 05, 2023

Once you’re enrolled in Medicare, there may come a time in your life when you need occupational therapy. But will Medicare help you pay for it? And what out-of-pocket costs should you anticipate before you start getting treatment? We can help you answer all of these questions and more. Occupational therapy services covered by Medicare

Updated: October 05, 2023

It’s almost inevitable that you will require medical transportation as you age. But did you know some of that is easily covered by Medicare? It’s true! But it’s not the default, and you may not be eligible under certain circumstances. Below, we’ll go into more detail about which medical transportation services are and are not

Updated: August 30, 2023

If you’re Medicare-eligible and need a biopsy, it’s essential to understand your Medicare coverage. A biopsy is a procedure in which cells or tissues are removed from the body for examination. Medicare may cover some or all the costs associated with this procedure. Still, the coverage will vary depending on your Medicare plan. We’ll discuss

Updated: October 05, 2023

If you’re affected by allergies, Medicare coverage could help cover the cost of doctor and laboratory services necessary to make you feel better. When your doctor prescribes allergy testing, it’s important to understand how your Medicare insurance works for those allergy shots. The information below will tell you everything you need about Medicare coverage for

Updated: August 29, 2023

If Medicare denies you coverage on a service and you disagree with their decision, you can file a Medicare appeal. Depending on your circumstances, the appeals process may be slightly different. When you decide to file an appeal, ask your healthcare provider to provide you with any details that will help you present your case.

Updated: September 21, 2023

During the last half of 2021, while legislators were trying to put together the finer parts of the Biden administration’s Build Back Better plan, there was talk of lowering the qualifying age for Medicare from 65 to 60. It was a very popular measure many retirees support; unfortunately, legislators struck it from the bill at

Updated: August 29, 2023

If you’re on Medicare and believe your services are ending too soon or receiving discharge orders prematurely, you can ask for a fast appeal to fight the hospital discharge. With a fast appeal, the independent reviewer can determine if your services should continue. You may file a fast appeal if you disagree with the decision

Updated: August 29, 2023

Medicare is a huge benefit for those who’ve earned access to it. However, there could be situations where it might be more beneficial for you to delay or eschew Medicare altogether. But you want to be sure it’s the best move, so read this comprehensive breakdown. Is Medicare mandatory for eligible people? Medicare is a

Updated: August 29, 2023

Suppose you’re on Medicare and considering moving to another state. Learning more about how Medicare works in the new state is advisable before you move. You may also need to adjust your expectations for premium or coverage choices. How does moving to another state affect medicare? Suppose you’re planning to move from one state to

Updated: October 11, 2023

Sometimes, an illness or major surgery can lead you to recovery that can’t start at home. That might require inpatient rehabilitation (or rehab) care to return you to full health. But you might wonder if Medicare will absorb the costs of inpatient rehab care. Read more to find our full breakdown of this topic and

Updated: June 29, 2023

Medicare does not cover funeral expenses. The fact is that Medicare coverage ends when your life comes to an end, in a manner of speaking. USA Life Insurance Services said the typical funeral cost in 2021 was $9,135.2. However, that number can vary greatly depending on the chosen funeral home, the service type, and the

Updated: October 09, 2023

Medicare coverage for organ transplants can be a little confusing. We’ll discuss how Medicare covers organ transplants and the requirements for a procedure to receive coverage. We’ll also discuss how Medigap and Medicare Advantage plans cover transplants. Generally, Medicare covers organ transplants if they are “life-saving.” For Medicare to cover a transplant, the procedure must

Updated: October 05, 2023

Medicare will cover Medical Nutrition Therapy services for those with a qualifying disease. There is a limit to the number of visits you get each year for nutrition services. In this context, we’ll discuss helpful information about medical nutrition therapy (MNT), dietician services, nutrition counseling, and more. Medicare coverage for medical nutrition therapy? Coverage for

Updated: October 10, 2023

In some Medicare recipients’ lives, there could come a time when home health care is a necessity to continue living a quality life. But those same beneficiaries may be wondering if Medicare covers home healthcare. The simple answer is that Medicare covers some home healthcare services. Continue reading to learn more about this subject and

Updated: October 10, 2023

Medicare will help cover hip and knee replacement surgery that is medically necessary. If your primary care provider suggests knee or hip surgery, it’s likely necessary. With Medicare, you may still be responsible for copays or deductibles. A Medigap plan can help cover some of those costs. Continue reading better to understand Medicare coverage for

Updated: October 10, 2023

If you have trouble getting out of a chair or sitting down in a chair, you probably questioned whether Medicare will cover a lift chair. You may need this device for safety or comfort reasons to help get from sitting to standing and vice versa. In this context, we’ll review Medicare coverage for lift chairs,

Updated: June 29, 2023

While Medicare doesn’t generally cover liposuction, the program will cover the procedure if it’s medically necessary to restore function after an illness or injury. There are many reasons a person may want liposuction, but cosmetic reasons won’t get you coverage with Medicare. Keep reading to discover if Medicare will cover a portion of your liposuction

Updated: October 11, 2023

Medicare covers mental health treatment and will also cover procedures for early detection and therapy. You may obtain psychotherapy, counseling, psychiatric care, and other services as a beneficiary under Medicare. We’ll look at how Medicare covers mental health in this section. Medicare coverage for mental health services Mental health care is covered by either Medicare

Updated: June 29, 2023

Those that have skin issues or specific health conditions that require dermatology care will have coverage through Medicare Part B. Whatever the reason, your visit must be medically necessary. If you have any additional Medicare insurance that could affect your coverage or costs, keep that in mind while reading. Now, let’s get into the details

Updated: October 10, 2023

While Medicare doesn’t cover medical alert systems, you may find a Medicare Advantage plan that does provide coverage. There are various types of alert systems on the market. Depending on your needs, one may be better than another. A medical alert system is beneficial, especially for those that are often alone. In the event of

Updated: October 04, 2023

The thought surrounding Medicare is that it’s only for those aged 65 or older. However, that’s not always the case. In fact, Medicare Under 65 exists for those who have qualifying medical conditions. But how do you know what those conditions are or if you can start Medicare before age 65? Keep reading for all

Updated: June 28, 2023

Those with Medicare Part B for over 12 months can get a Medicare Annual Wellness Visit to update a personal disease prevention plan. The prevention plan is based on your current health risk factors. Mostly, this visit is a conversation with your doctor about health risk prevention and routine measurements. What is the Medicare Annual

Updated: October 06, 2023

Medicare is a true benefit for those who need it. But it is not fully comprehensive. That’s why a Medicare all-in-one Plan (also known as a Medicare Advantage plan or Medicare Part C) can take over administering your Original Medicare benefits and sometimes even add coverage for items that Medicare doesn’t extend. But how do

Updated: October 10, 2023

For many people, having a surgical procedure for any number of reasons is common. But for older Americans, it’s a valid question to ask if Medicare covers surgery. Then, if so, what exactly does the program deem worthy of coverage? Besides Original Medicare, there are also Medicare Advantage and Medicare Supplemental plans that can increase

Updated: June 29, 2023

Getting older sometimes means you require more help than in your younger days. So it’s important for those needing assistance to know if Medicare pays for assisted living. Read more to find out what assisted living options there are and what — if anything — that Medicare provides coverage for. Medicare coverage for assisted living

Updated: June 29, 2023

For one reason or another, Medicare recipients may feel they need — or even want — plastic surgery. But the big question is if Medicare covers plastic surgery. The answer to that is not straightforward. In fact, it’s really on a situation-specific basis. Keep reading to learn more about how Medicare and its various parts

Updated: June 29, 2023

Medicare does cover some bariatric surgery procedures like gastric bypass surgery and lap band surgery when you meet specific requirements. Generally, the Centers for Medicare and Medicaid Services (CMS) requires you to meet health conditions relating to morbid obesity. Keep reading to learn more about Medicare coverage for bariatric surgery procedures. Medicare coverage of bariatric

Updated: October 10, 2023

If you have problems with your neck, shoulder, back, knees, or ankles, chances are you’ll need an orthotic brace. But will your Medicare cover this for you? Orthotic devices are devices applied to the body to support, align, or improve the movement of joints, spine, or limbs. The good thing is that Medicare covers them

Updated: June 30, 2023

Original Medicare is a great benefit for older Americans to receive. But as good as it is, Medicare won’t cover everything. That’s why it’s important to know how to apply for a Medigap plan if you decide you need one. While it’s not an overly complicated process, increasing your knowledge about how Medigap works and

Updated: June 29, 2023

Medicare covers many services you’ll need if you have dementia, but not all. From testing to skilled nursing facilities, it’s important to understand how your coverage works. Some costs you should anticipate having to pay include long-term care and custodial care. You may even decide to choose additional Medicare coverage to help cover the dementia

Updated: October 10, 2023

As alternative therapies are popular, you may wonder if Medicare would cover chiropractic care. Well, in certain situations, Medicare will cover chiropractic care. Keep reading to learn when and how Medicare covers chiropractic care. Does Medicare cover chiropractic care services? Medicare will cover manual manipulation of the spine by a chiropractor if the procedure is

Updated: June 28, 2023

How Medicare is funded is funny because many answers depend on who answers your question. Some say it’s primarily funded through general revenue, payroll taxes, and beneficiary premiums. The Center for Medicare and Medicaid Services (CMS) says Medicare gets its funding from the Medicare Trust Fund. Well, two trust funds are funding Medicare. But who

Updated: June 29, 2023

Those on Medicare know grocery shopping isn’t easy when you have chronic pain or health issues. For many people, it’s a hassle to get to the grocery store, let alone pay for groceries. Medicare coverage for groceries and food The short answer is no. But there are additional Medicare options and resources to help you

Updated: October 02, 2023

Understanding Medicare and Low-Income Subsidy programs can seem overwhelming at first. But the best thing to do is to apply for a subsidy. Those programs will sometimes approve you when your income is slightly higher than the maximum in some cases. Sometimes you must submit several applications for Extra Help before any approval occurs. You

Updated: June 30, 2023

Medicare Supplement rates vary dramatically on several factors, including where and how old you’re. Still, other items are considered when trying to get a Medigap rate. Most companies that promise online quotes will not provide this information to you, mainly because they can’t provide an accurate quote. Everyone’s needs and situations differ. We’ll discuss what

Updated: June 28, 2023

Medicare and COBRA can work together in certain situations, but does it make sense to have both? COBRA is the Consolidated Omnibus Budget Reconciliation Act; this legislation helps provide medical insurance to employees that would otherwise lose health coverage during an employment loss. Medicare is insurance designed for those aged 65 and over or for

Updated: October 10, 2023

Many people on Medicare wonder if the federal health program covers alternative therapies like acupuncture. While there is one instance where Medicare will cover acupuncture, there isn’t any coverage under other circumstances. Does Medicare cover acupuncture Medicare will cover acupuncture if you are diagnosed with chronic lower back pain. If you have chronic lower back

Updated: June 28, 2023

Employer Reimbursement on Medicare costs can save you from choosing between employer group coverage and Medicare. When this program is available to you, there are many options, but before you choose, it’s important to verify the terms of coverage with your Human Resources department. If you’re eligible, you must have many questions about Medicare reimbursement

Updated: June 28, 2023

Part of the reason the government has enough money to offer Medicare in the first place is that working adults have their Medicare taxes withheld from their paychecks throughout their working years. It may be annoying not to have control over that money in the present, but being eligible to enroll in a fairly comprehensive

Updated: June 28, 2023

The Medicare Star rating system measures how well Part C and Part D plans perform in several categories. The highest rating a plan can get is five stars, and one star is the lowest rating. Medicare will review plan performances yearly and assign new star ratings in the fall. But what is the determination for

Updated: June 28, 2023

Even though Medicare is fairly comprehensive and subsidized by the federal government, you could still pay hundreds if not thousands of dollars in out-of-pocket expenses every year. So you may be wondering if Medicare premiums are tax-deductible. Can I Claim Medicare Premiums As A Tax Deduction? The good news is you can deduct many of

Updated: June 28, 2023

When you want to change your Medicare plan, there are eligibility guidelines and enrollment periods you’ll need to follow. Switching your insurance plan is simple and can be done over the phone, but there may only be certain times of the year you’re eligible for a change. Below we’ll discuss everything you need to know

Updated: September 08, 2023

If you’re wondering whether Medicare covers hearing aids in 2024, it’s essential to understand the current coverage state. Unfortunately, Medicare’s traditional program, Part A and Part B, doesn’t typically cover the cost of hearing aids or routine hearing exams. However, there might be certain exceptions and alternative options available. Medicare Advantage plans, or Part C,

Updated: June 28, 2023

Active or retired federal employees can have Federal Employee Health Benefits (FEHB) and Medicare. If you have or plan to have both, you may wonder how your coverage works. FEHB plans to coordinate benefits through a Health Maintenance Organization (HMO) or Fee-for-Service (PPO). You can take several health insurance routes if you qualify for Federal

Updated: October 09, 2023

The American Medicare health insurance program covers many of the most necessary medical benefits for recipients at a significantly reduced cost. Unfortunately, Medicare is not free. You must share certain costs with the government to get health care. Below, we’ll go over those costs in more detail so that you can appropriately plan for your

Updated: October 11, 2023

You might think that any treatment, drug, or medical device your doctor recommends for you would be deemed a medical necessity to Medicare — but you may be surprised to learn how often that isn’t the case. A lot goes into determining what is and isn’t medically necessary. But it’s an important distinction because the

Updated: June 29, 2023

As you age, a handful of serious diseases can make medical coverage expensive. End-Stage Renal Disease (ESRD) is one of those. But as long as you manage the disease properly, you can live a long and relatively high quality of life, even with less-than-optimal kidney health. Below, we’ll detail how Medicare recipients can get the

Updated: October 12, 2023

In the rapidly evolving healthcare landscape, telemedicine has become a lifeline for many, including Medicare beneficiaries. Did you know that as of March 6th, 2020, Medicare started covering various telehealth services? Imagine consulting with your healthcare provider from the comfort of your home. Let’s venture into the world of Medicare telemedicine, uncovering the services it

Updated: June 28, 2023

Medicare fraud, waste, and abuse aren’t new issues in the healthcare industry. In fact, Medicare loses billions of dollars annually because of these issues. When you report, there is an option to remain anonymous so that all information is confidential. But fraud, waste, and abuse can take many forms, and sometimes it’s harder to spot

Updated: June 28, 2023

Some Medicare deductibles are based on the calendar year, and one is based on a benefit period. Understanding the difference between a benefit period deductible and a calendar year deductible is important for planning your healthcare budget better. Now that you got the basics let’s dive deeper into the details of a calendar year vs.

Updated: September 19, 2023

Are you a Medicare beneficiary with a lower income? If so, you might be eligible for Extra Help, a program that can significantly reduce your expenses for monthly premiums, yearly deductibles, and copays related to Part D prescription drug coverage. Keep reading to discover the ins and outs of Extra Help, including eligibility criteria, application

Updated: October 11, 2023

Regarding the federal government’s Medicare program, you have a couple of choices on receiving your Medicare benefits. The most confusing part of Medicare healthcare is learning and deciphering the difference between Original Medicare and Medicare Advantage plans. Below we’ll provide information on how both work and educate you on the differences. Understanding the Pros and

Updated: June 28, 2023

Medicare — the federally funded health insurance program for those 65 and older — differs greatly from health insurance available through the Health Insurance Marketplace. Also known as “Obamacare,” nearly one-fourth of Americans with Marketplace coverage will become eligible to enroll in Medicare this year. But should retirees switch from Marketplace coverage to Medicare right

Updated: October 06, 2023

Finding an excellent Medicare Part D prescription drug plan (PDP) can be challenging, especially when you want something with high star ratings, a lower premium, and excellent coverage. Well, we’re here to help you compare your options. You probably want to know which PDP is best. What is the lowest monthly Part D plan premium?

Updated: October 06, 2023

The top Medicare Advantage Part C plan for beneficiaries is the policy that provides each person with the most value. Every man or woman wants their insurance to cover their doctors, have affordable costs, and offer quality benefits. Generally, the more you pay in premiums, the less you pay when you use the insurance. Medicare

Updated: April 13, 2023

There’s been a lot of talk about Medicare for All and how it might change health coverage in America. But what is it, specifically? Is it a law yet? Will it become law soon? And what does it mean for you and your family? Get the facts about Medicare for All, the pros and the

Updated: September 21, 2023

You may have heard about Medicare Easy Pay if you’re a Medicare beneficiary. But do you know how it works? Here, we’ll give you an overview of Easy Pay and explain how to use it to pay your Medicare premium payments. We’ll also tell you what to do if you experience problems with the system.

Updated: October 10, 2023

As Medicare beneficiaries get older, they may need help getting around. A mobility scooter can be a great way to make moving around easier, but you may be wondering how Medicare covers the cost of one. Keep reading to learn more about how Medicare can help pay for your scooter. Does Medicare cover mobility scooters?

Updated: October 06, 2023

Medicare program costs usually increase annually. However, 2023 is an exception. There are cost increases to benefits that you need to know about. This includes your Medicare Parts A & B Premiums and Deductibles and your Medicare Part D Income-Related Monthly Adjustment Amounts. These changes will go into effect on January 1, 2023. How much

Updated: June 28, 2023

It is possible to carry some Medicare and employer coverage if you decide to work past the age of 65. But the rules aren’t the same for everybody. Many factors are involved in whether or not you decide to go one way or the other. And what’s good for you might not be the right

Updated: October 05, 2023

When you get sick or hurt suddenly and unexpectedly, it can be difficult to know whether or not your health problem needs emergency treatment. For people who are unsure, urgent care centers exist. Best of all, they’re usually much cheaper than visiting an emergency room. But most beneficiaries wonder: does Medicare cover them? We will

Updated: October 02, 2023

The top 3 Medicare Supplement plans for 2023 are the same options from years before. Since Medigap benefits don’t change yearly, the best plans stay the same. Plus, it’s hard to have better coverage than Medigap Plan F, but we’ll get to that quickly. Top 3 Medicare Supplement Plans Medigap Plans G, Plan N, and

Updated: June 28, 2023

While many people of their generation might take their access to Medicare for granted, it hasn’t been around forever. In fact, it’s younger than those currently on it! Implemented in the latter part of the 20th century, Medicare has a relatively brief history. Still, it’s important to know how Medicare has evolved over time since

Updated: June 28, 2023

The Medicare Annual Notice of Change is a letter that beneficiaries who are on Medicare receive each year in September. It is often referred to in writing as the ANoC for short. It provides a clear explanation of changes to Medicare that will be happening in the upcoming new calendar year. This letter is important

Updated: October 11, 2023

For those of you on Medicare, you may have heard of something called Medicare Excess Charges. But what are they exactly? And how can you avoid them? Keep reading to find out! Medicare Part B excess charges: What are they? In some circumstances, Medicare Part B excess charges are an additional fee for Medicare patients.

Updated: June 28, 2023

Many beneficiaries have spent years pursuing a career they love and aren’t ready to let it go. These beneficiaries may want to continue working and postpone their retirement past 65. However, healthcare options can become confusing if you don’t retire at 65 and become Medicare-eligible while working. Becoming Medicare eligible while working: When to sign

Updated: June 28, 2023

If you received care that Medicare didn’t automatically cover, you may need to file a Medicare reimbursement claim. A beneficiary rarely has to file a reimbursement claim with Medicare, but it can occur. This typically occurs when a Medicare beneficiary sees a medical provider that accepts Medicare but does not accept Medicare assignment. Filing a

Updated: June 28, 2023

Medicare handles more than 100,000 complaints each year. You aren’t alone if you’re unhappy with an aspect of the federal government’s health care program. You may wonder how to voice your displeasure if solace isn’t enough. First, you must determine that your complaint is a complaint, not an appeal. Complaints involve the methods and practices

Updated: October 11, 2023

Many Medicare beneficiaries decide to have residences in more than one place. They could be “snowbirds” fleeing south in the winter to avoid the cold and traveling north in the summer to avoid the heat. Some want residences close to their kids or grandkids, while others live the RV life. Whatever the reason, some Medicare

Updated: June 29, 2023

If your doctor orders, you may be eligible for Medicare coverage on an adjustable bed. There are stipulations for coverage, and coverage may only extend to a rental or loan of an adjustable bed. Keep reading to see how Medicare coverage works for adjustable beds. Does Medicare cover adjustable beds? Medicare Part B does cover

Updated: October 10, 2023

If you’re a senior with stairs in your home, you may wonder if Medicare can help pay for a stairlift. Generally, no Medicare won’t cover a stairlift even if a doctor orders it. But there may be times when Medicare does pay for a small portion. Also, one type of Medicare plan may help cover

Updated: June 29, 2023

One of the most common questions for insurance agents specializing in Medicare is, “Does Medicare cover dental services?” It’s one question that needs more context or information to answer accurately. The answer is mostly no — but yes, under some specific scenarios. We will elaborate further so you know why. Does Medicare cover routine dental

Updated: October 05, 2023

As you age, you might suffer an ailment requiring time in a skilled nursing facility (SNF). Skilled nursing facilities are any medical facility where doctors, pathologists, physical therapists, and medically trained nurses are all required to give you the care you need to improve. But you must coordinate with medical providers at a hospital first

Updated: October 03, 2023

TRICARE is fantastic coverage for retired military veterans. With all the parts of Medicare and TRICARE, it’s essential to understand how they work together and the available options. It’s also easy to wonder if supplemental insurance will get the most out of a person’s health care coverage. TRICARE and Medicare are different. Medicare is a

Updated: June 28, 2023

When a person starts Medicare, it can be pretty confusing. Knowing what all of the terms mean will help during each beneficiary’s journey under Medicare insurance. The 8-Minute rule is one to know and understand. Some providers also have a limited understanding of these rules, leading to underbilling or delayed reimbursement errors. Service-based healthcare providers,

Updated: October 10, 2023

It’s no secret that keeping your heart healthy is essential to living a quality life. Yet, heart disease is the leading cause of death for Americans. It affects nearly half of Americans and kills about 647,000 every year. So while it’s up to you to help keep that blood-pumping organ in tip-top shape, knowing if

Updated: June 28, 2023

When you have creditable coverage, delaying your enrollment in Medicare Part B or D is an option without accruing a late penalty. For an insurance plan to be considered creditable, it must provide at least the same level of benefits as offered by Medicare – safeguarding against potential out-of-pocket costs for essential healthcare needs and

Updated: June 30, 2023

Enrolling in a Medicare Supplement requires medical underwriting unless you’re in a guaranteed issue situation or open enrollment. There are seven guaranteed issue situations, and open enrollment is when you start your Medicare Part B. Some states have additional rules that allow you to change your Medigap plans annually. The Medicare Birthday Rule is a

Updated: October 11, 2023

If you’ve recently become a medical marijuana patient, you may wonder if Medicare will help cover some of your dispensary costs. Unfortunately, Medicare won’t cover a marijuana prescription. But there may be instances when Part C or Part D could help with cannabinoid-based medications. While Medicare won’t cover your medical marijuana prescription, some discounts may

Updated: September 19, 2023

You’re healthy. You don’t have any chronic conditions, and you feel great. So do you really need a Medicare Supplement? The answer may surprise you. A Medicare Supplement can provide many benefits and protections even for healthy beneficiaries. In this blog post, we’ll discuss some of the reasons why a Medicare Supplement may be a

Updated: September 19, 2023

Comparing Medigap Plan F vs. Plan G vs. Plan N is common for most Medicare recipients. The debate of paying higher premiums for lower out-of-pocket costs vs. paying lower premiums for higher out-of-pocket costs is a matter of preference. Your preference could determine the plan that is most suitable for you. Let’s compare Plan F

Updated: October 02, 2023

You may have Medicare, Medicaid, or in some cases, both. These programs are different in several ways. Let’s compare Medicaid vs. Medicare to give you a better understanding of these two government-funded programs. What are the Differences Between Medicare vs. Medicaid? Medicare is a federally funded program, and Medicaid is a state-funded program. These programs

Updated: October 05, 2023

Hospice care isn’t something people like thinking about, but the focus of hospice is a patient’s quality of life at the end of life. Medicare hospice includes a core team that provides terminally ill patients medical, psychological, and spiritual support. Below we’ll discuss everything you need about Medicare and hospice benefits. Does Medicare cover hospice?

Updated: June 29, 2023

Medicare beneficiaries with limited mobility may qualify for help paying for a wheelchair. Under Medicare, a wheelchair is considered Durable Medical Equipment (DME) and similar rules for coverage apply. Let’s learn more about how to get Medicare to cover your wheelchair, the documents you’ll need for coverage, your costs, and how Medicare insurance can help

Updated: October 06, 2023

Medicare covers vision services if it’s deemed medically necessary. Many beneficiaries’ vision is medically essential, but Medicare doesn’t see eye care in that light. Medicare coverage for eye exams, eyeglasses, and vision care Original Medicare won’t cover routine eye examinations, treatments, or glasses unless tied to a medical condition. Medicare Part B will cover routine

Updated: June 29, 2023

In most cases, Medicare doesn’t cover medical care outside of the United States or its territories. But there may be situations where some coverage is available. Keep reading to learn more about how Medicare works when traveling, understand when you need travel insurance, and which plans can provide international medical coverage. Does Medicare cover you

Updated: September 21, 2023

Recalling the discomfort of childhood chickenpox may provide a sense of the acuteness of shingles. This memory is a significant factor in the public’s interest in whether Medicare includes coverage for the shingles vaccine. It’s important to note that Medicare does not provide coverage for shingles vaccinations under Original Medicare Parts A and B. However,

Updated: October 05, 2023

Medicare covers colonoscopies differently depending on whether a person is at risk and where the procedure is completed. Screenings are available every two years if someone is classified as high risk for colorectal cancer. Otherwise, beneficiaries can expect screening coverage every ten years. How does Medicare cover a colonoscopy? Colonoscopy can be covered as preventative

Updated: June 28, 2023

As you are ramping up to start Medicare and Social Security, you realize there is a ton of information on Medicare, plans, options, and how they work. Unfortunately, there is a lot of misinformation, and people are looking to take advantage of soon-to-be Medicare beneficiaries who aren’t educated on how Medicare works. Insurance agents sometimes

Updated: October 09, 2023

A new benefit getting a lot of attention is Medicare Flex Cards. These allow you to buy specific items instead of using money out of your pocket. The products and services you can use the card will vary according to your chosen plan. These cards are debit cards typically linked to a flexible spending account.

Updated: June 28, 2023

Medicare assignment is a term used to describe how a healthcare provider agrees to accept the Medicare-approved amount. Depending on how you get your Medicare coverage, it could be essential to understand what it means and how it can affect you. What is Medicare assignment? Medicare sets a fixed cost to pay for every benefit

Updated: October 05, 2023

Cancer is one of the most invasive and deadly conditions of all time. One of every two men and one of every three women will get cancer. The American Cancer Society reports over 4,500 people to receive a cancer diagnosis daily. Fortunately, more people are living through and beating cancer. Medicare covers cancer treatment and

Updated: June 29, 2023

Many Medicare beneficiaries use equipment to treat or maintain their health. This equipment comes in many shapes and sizes. Medicare Part B covers medical equipment as Durable Medical Equipment, sometimes called DME. Durable medical equipment To be classified as Durable Medical Equipment, the device must meet specific criteria. The equipment must withstand repeated use, be

Updated: October 11, 2023

Those on Medicare are the most vulnerable to COVID. Coverage for this group of people is perhaps the most important. Whether it’s COVID testing, treatment, or vaccines, we have the information on Medicare you need to get through this pandemic. Medicare coverage for COVID-19 testing Medicare Part B will cover COVID-19 testing ordered by a

Updated: February 20, 2023

On May 27, 2022, the Centers for Medicare & Medicaid Services (CMS) published a report that said projected 2023 cost savings for Medicare Part B should be passed on to the program’s beneficiaries. In turn, this should mean a reduction in the premium in 2023. The final determination will take place in the Fall of

Updated: June 28, 2023

Most people on Medicare pay the standard Part B and Part D premiums. However, some pay more due to an Income Related Monthly Adjusted Amount, or IRMAA. An income-based sliding scale determines your Medicare Part B and Part D adjustments. What is Income Related Monthly Adjusted Amount IRMAA stands for Income Related Monthly Adjustment amount.

Updated: October 03, 2023

Medicare is a federal healthcare program to serve people over 65 or those on SSDI. The federal Medicare program has existed since the summer of 1965 when President Lyndon B Johnson signed the bill into law. The original bill that’s now the Medicare we know today outlined rules and regulations both for Medicare and Medicaid.

Updated: June 29, 2023

Medicare does cover Durable Medical Equipment (DME), but do walk-in tubs fall under the DME umbrella? We’ll discuss Medicare coverage and how to get help paying for your walk-in tub or bathtub conversion. Does Medicare cover walk-in tubs? The short answer is that Medicare won’t cover your walk-in tub or help with the installation cost.

Updated: October 11, 2023

Medigap and Medicare Advantage are the main plan options available when you become eligible for Medicare. Depending on your situation and healthcare preferences, one plan will likely provide you with more value. We’re going to compare Medigap vs. Medicare Advantage this way. You can make the most informed decision regarding your health care. Medicare Advantage

Updated: June 30, 2023

Guaranteed Issue (GI) rights, also known as “Medigap Protections,” are your right to have guaranteed access to certain Medicare Supplement policies when specific situations occur. Generally, you qualify for a Guaranteed Issue if your coverage or service area changes. But other ways exist to qualify for a Guaranteed Issue Right, meaning insurance companies can’t deny

Updated: August 29, 2023

The coverage gap is also known as the donut hole for Part D prescriptions. Most Medicare plans have a coverage gap, but sometimes in select areas, plans are available that cover more than the standard amount. If you find a plan that includes gap coverage, it’s likely to have a higher monthly premium. What is

Updated: April 06, 2023

We all get a little nervous whenever the government starts talking about bills that affect Medicare. This year’s inflation has caused many Medicare beneficiaries to be a little lighter in their pocket. From gas to food and everything in between, we’re all paying more. The Build Back Better plan may put some of that change

Updated: June 28, 2023

Many beneficiaries wonder if owning their home will affect their Medicare benefits. Medicare doesn’t limit enrollment based on resources or income. Unless the sale of your home is taxable income, your Medicare won’t be affected. If you sell your home for taxable income and make a hefty profit, there may be an increase in your

Updated: June 30, 2023

Medigap is a Medicare Supplement policy. These plans cover the gaps in Medicare, which is why they are called “Medigap.” With Traditional Medicare, you’ll pay 20% of the cost of your medical bills, with no Maximum Out-of-Pocket. Plus, there are deductibles and other gaps in coverage. The perk of Original Medicare is that you can

Updated: October 04, 2023

It may come as a surprise the difference in Medicare options by zip code or state. Medicare programs vary depending on where you live. Medicare is a federal program, so benefits are country-wide. But, when it comes to planning options, some areas may offer a plethora of coverage options while others, usually more rural areas,

Updated: June 30, 2023

Have you ever considered obtaining supplemental insurance? If so, did you also have an Original Medicare plan? Deciding whether or not to purchase a supplemental insurance plan can be a difficult decision. Although it may be a dubious choice at first, you may stand to benefit by purchasing a plan to supplement your Original Medicare.

Updated: October 02, 2023

Are you a Medicare beneficiary concerned about the rising costs of healthcare? If so, you’re not alone. Many Medicare recipients struggle with the financial burden of medical expenses. Fortunately, there’s help available through the Medicare Savings Program (MSP). In this article, we’ll review MSPs and provide you with essential information to navigate these programs effectively.

Updated: June 28, 2023

When you’re first eligible for Medicare, it’s crucial to verify and do a few things to ensure you don’t receive a penalty for late enrollment into different parts of Medicare. How Medicare Late Enrollment Penalties Work Different parts of Medicare come with late enrollment penalties. These penalties fall under Part A & Part B. There’s

Updated: October 10, 2023

Medicare Supplement plans require medical underwriting in most cases. Insurers have different guidelines their underwriting departments use. Just because you cannot get coverage with one carrier does not mean another won’t accept you. Being medically underwritten means answering medical questions and allowing the company to examine your health history. As we get older, we don’t

Updated: June 29, 2023

Original Medicare doesn’t cover Viagra; however, a prescription plan may cover a generic erectile dysfunction (ED) medication. An underlying health condition may cause your ED; it’s best to consult a doctor for medical advice. If your doctor has already written an ED prescription for your treatment, you may have coverage through your Part C or

Updated: June 28, 2023

Medicare is a very stable form of health insurance. It’s meant for beneficiaries 65 or older and people with disabilities to use indefinitely. Yet several circumstances, both within your control and out, can cause you to lose all or part of your Medicare coverage. The good news is that even if you lose your Medicare,

Updated: October 04, 2023

If you want all the details on Medicare for Dummies without reading a whole book, you came to the right place. We’re going to skip the introduction and get right to the point. This text will discuss how to start with Medicare, costs, coverage, eligibility, and enrollment. Medicare for Dummies If you’re 65 years or

Updated: June 28, 2023

As we move into our golden years, our income usually gets lower, and sometimes we get in a situation where health care bills add up. It could be a situation where we are moving into an assisted living facility and want to keep our home to pass on to our children. When this happens, we

Updated: October 10, 2023

Pre-Existing conditions won’t prevent you from getting Original Medicare, but they can impact Medigap eligibility. If you have Medicare or an Advantage plan, you have coverage for Medicare benefits, no matter your pre-existing conditions. Here are the details on how Medicare and Medicare programs work with pre-existing conditions. Does Original Medicare Cover Pre-Existing Health Conditions?

Updated: June 28, 2023

Fitness is an essential part of staying healthy. Staying fit as you age will help ensure you are healthier longer and live a vibrant life. When retiring, we transition to a paycheck to live off Social Security. Cutting costs become necessary, and gym memberships are one of the first things to go. Thankfully some options

Updated: June 28, 2023

Oh, the joy of spam calls. We all get them constantly, it seems. They call about everything, and getting the calls to stop seems impossible. Unfortunately, some people prey on the unsuspecting, especially our Medicare beneficiaries. Avoiding Medicare scams can be easy, but you must know what to look for. A few confusing things are

Updated: June 28, 2023

Are you looking to cancel your Medicare health insurance benefits? There are certainly reasons to end coverage. You may have a better insurance plan through work or a union. However, canceling the Medicare program’s benefits can have some severe repercussions. It’s imperative to understand how canceling now will affect you in the short and long

Updated: October 09, 2023

Nowadays, we here free thrown out and used all the time. It’s hard to turn on the TV and not hear people arguing about free healthcare, free college, etc. The more you educate yourself on a topic, the more you learn that “free” isn’t truly free. This also applies to Medicare Advantage plans. They are

Updated: October 05, 2023

The average cost of Medigap insurance depends greatly on factors such as gender, location, and age. Your chosen plan will impact the price; a policy that provides more coverage will have a higher premium than a policy that provides less. What’s the average cost of Medigap insurance? The average monthly premium cost of a Medicare

Updated: October 09, 2023

Medicare Advantage plans are another way to receive your Medicare benefits. They come in many types and options. I’m sure you have seen a million commercials about zero-dollar premiums and all-in-one plans that include dental, vision, and hearing. See if you qualify for a reduction of your Medicare Part B premium. A rational person thinks,

Updated: August 18, 2023

Do you know someone over 65 who has difficulty getting around or completing tasks that require physical strength and skill? Mobility can be incredibly challenging for seniors. Fortunately, there are specific steps they can take to maintain and improve their level of mobility. Let’s explore six main areas to help improve mobility in the elderly!

Updated: October 12, 2023

Retirement is a significant milestone in life, and while it can be a time of relaxation and enjoyment, it can also come with financial challenges. With the cost of living rising, healthcare expenses increasing, and longer life expectancies, it’s important to be proactive about saving money in retirement.  Fortunately, many ways exist to cut costs

Updated: June 30, 2023

As we grow up, games are used for a variety of reasons. We play games to learn, serve as a form of entertainment, as a method to socialize with others, as a way to exercise, a way to stimulate our minds, and more. As we grow into adults, many forget the benefits and joys of

Updated: October 05, 2023

Are you a senior looking for an affordable and comfortable housing option? Housing sharing, often known as “senior homeshare” or simply “home share,” may be your answer. House sharing offers many advantages compared to traditional assisted living and nursing home options, whether due to tight finances or personal preference.  But there are some potential downsides as

Updated: August 18, 2023

Are you a senior looking for activities to stay engaged and active in your community? Libraries offer various resources and programs, from books and magazines to art classes, lectures, computer training—and much more.  This guide will explore different library resources geared specifically toward seniors and provide tips on finding the right program suited to their

Updated: October 11, 2023

As you age, the brain can naturally decline in terms of memory. But what if we told you it doesn’t have to be like that? Exercising your mind regularly can keep your memory sharp and improve mental clarity – no matter how old you are! Memory exercises and their importance to seniors Memory exercises hold

Updated: June 30, 2023

Are you looking for a great way to get out of the house, socialize with others, and have some fun? As we age, sometimes it’s hard to find exciting things to do that are both enjoyable and accessible. We’ll explore the best social activities for seniors Social activities for seniors Fortunately, plenty of activities are

Updated: October 12, 2023

Being a grandparent is a special role, but staying connected and involved in their lives can be challenging when you live far away from your grandkids. However, with the help of technology and a little creativity, long-distance grandparenting can still be a fulfilling and rewarding experience. In this blog post, we’ll share the top 5

Updated: June 26, 2023

Gardening is a popular pastime that has become increasingly important for older adults. As we age, the physical and mental benefits of gardening become even more apparent. Gardening can provide a sense of purpose, physical activity, and a connection to nature. While gardening can be a fulfilling hobby for seniors, it can pose challenges, especially

Updated: October 05, 2023

As the population ages, the demand for in-home care for seniors continues to grow. In-home care for seniors refers to providing care services within the comfort and familiarity of the senior’s home. This type of care ranges from companionship and personal care to skilled nursing care. In-home care is vital for seniors who want to

Updated: July 03, 2023

As the fastest-growing demographic group in the United States, senior citizens significantly impact the outcomes of elections. However, many seniors face barriers when exercising their right to vote.  This post will discuss why senior voting matters, common obstacles seniors face, and tips for overcoming those barriers. Why senior voting matters: Power of the senior vote

Updated: July 03, 2023

Have you found yourself taking more care of the grandchildren lately? Has it reached a point where you’ve found yourself more and more drained after each visit? You may have grandparent burnout, a common experience among grandparents who regularly care for their grandchildren. Symptoms like irritability and exhaustion can characterize grandparent burnout and can even

Updated: August 18, 2023

As the largest generation in American history, Baby Boomers have left an indelible mark on our society. Baby Boomers were born between the years of 1946 and 1964.  This group of approximately 76 million individuals has influenced everything from pop culture to politics. But what about their values? What are the beliefs and principles that

Updated: July 28, 2023

The preservation of mobility in older adults can prove to be a formidable task. The aging process brings numerous physical changes, hindering one’s ability to stay active and mobile. We’ll discuss the stretching exercises for seniors. However, diligent care and exercise can strengthen the muscles and joints, thereby mitigating these changes and maintaining strength and flexibility. Pursuing

Updated: October 12, 2023

As individuals age, maintaining an active and fulfilling lifestyle becomes increasingly important. One way to enhance the quality of life for seniors is by introducing them to hobbies.  Hobbies not only provide entertainment but can also promote cognitive, physical, and social wellness. Activities such as gardening, painting, or joining a book club can improve mental

Updated: July 03, 2023

As we grow older, we often face many challenges in our daily lives, one of which is ageism. Ageism refers to discrimination against individuals based on their age, and it is unfortunately all too common in our society.  For Americans over the age of 63, it can manifest itself in many different ways. Consequently, there

Updated: October 12, 2023

Elder abuse, or taking advantage of the elderly, is the physical, emotional, or sexual harm inflicted upon an elderly person. It also includes financial exploitation and neglect by a caregiver or the person responsible for their care. As older adults become less mobile and physically weakener, they can defend themselves less against this aggressive behavior.

Updated: July 18, 2023

As we age, our eyes undergo changes that can affect our vision and overall eye health. These changes can happen gradually, but it’s essential to recognize them early and take the necessary steps to maintain good eye health. In this blog post, we’ll discuss the top 10 signs of aging eyes and provide tips on

Updated: July 03, 2023

As you enter retirement, it’s natural to worry about how you will make ends meet with a fixed income. Living frugally can help you stretch your budget and enjoy your golden years. Frugal living isn’t about living a life of deprivation but rather making conscious choices to spend your money wisely. With the right mindset

Updated: July 21, 2023

Whether this is your first time getting into weightlifting or you are an avid weightlifter, researching what exercises are best for you and your body is the best place to start. Seniors who follow consistent weightlifting routines will notice the immediate benefits – such as better sleep and more energy. But there are also long-term

Updated: August 18, 2023

Are you a senior, or do you have an elderly family member looking for a new pet? Pets can be great companions and provide seniors with many physical and mental health benefits.  However, only some types of a pet may work well in an older adult’s home. To ensure your loved one finds the perfect

Updated: June 30, 2023

The 1960s was a decade of transformation in the world of music. and we’ll discuss the top songs of the 60s. The era witnessed the birth of rock and roll, pop, soul, and folk music. It set the tone for the industry’s future. The 60s were marked by many iconic bands and artists whose music

Updated: August 18, 2023

The 1970s were a decade of change, growth, and cultural shifts. We’ll review the best songs of the ’70s music that created a truly unique sound. As disco, funk, and rock music took over the airwaves, artists pushed the boundaries and experimented with new sounds and styles.  The 70s also saw the emergence of new

Updated: June 26, 2023

Are you a senior looking for some companionship? If so, why not consider getting a cat? After all, cats are easy-to-care-for pets that bring joy and love into your home. Not only will they provide great emotional support as you age, but living with a cat can also offer incredible physical benefits such as stress

Updated: July 03, 2023

Are you seeking the perfect retirement destination combining natural beauty, cultural attractions, and excellent healthcare options? Consider retiring in New England. This region of the United States is home to many great cities and towns that offer all of the above and more. In this blog post, we’ll explore New England’s top 5 places to

Updated: August 18, 2023

Are you a senior searching for an ideal companion for your golden years? Whether you’re looking for a loving furry friend to keep you company or a loyal partner for adventuring through life, our four-legged friends are perfect. Dogs provide companionship and unconditional love and can contribute to physical and emotional well-being by reducing stress