Carefirst BCBS is an independent licensee of the BlueCross BlueShield parent company. CareFirst Medicare supplement plans are offered in Maryland, DC (District of Columbia), and portions of Virginia. The company began in 1934 under the name Group Hospitalization, Inc. and has been serving the health care needs of the DC/Maryland/Virginia area ever since.

Company Highlights

  • Founded in 1934
  • Nearly 80 years of experience in the healthcare industry
  • A not-for-profit, non-stock health services company
  • Its 3.4 million+ clients make it the largest Mid-Atlantic healthcare insurer

CareFirst Insurance Medicare Plans

Because there are so many different forms of Medicare Supplement insurance, not all companies offer every single plan in all available areas. If you’re shopping for a supplement from CareFirst, you can expect the following services:

Medicare Supplement Plans YES
Medicare Advantage Plans NO
Medicare Part D Drug Plans NO

CareFirst Premium Comparison

Comparison shopping is the best way to make sure you are getting a fair deal on your Medicare supplement insurance policy. We’ve compiled a ton of data on average prices across the country, and you can see the results of those numbers in this bar graph. It should give you some perspective on CareFirst’s pricing:

This Table Represents National Average Costs of Medicare Supplement Plans

Plan Type Starting From Part A Deductible Part B Deductible Excess Nursing Travel
Plan C $118* $0 $0 Not Covered 100% Covered 100% Covered
Plan F $116* $0 $0 100% Covered 100% Covered 100% Covered
Plan G $105* $0 $233 100% Covered 100% Covered 100% Covered
Plan B $104* $0 $233 Not Covered Not Covered Not Covered
Plan N $70* $0 $233 Not Covered 100% Covered 100% Covered
Plan D $97* $0 $233 Not Covered 100% Covered 100% Covered
Plan A $69* $1,556 $233 Not Covered Not Covered Not Covered
Plan L $76* $389 $233 Not Covered 75% Covered Not Covered
Plan K $45* $778 $233 Not Covered 50% Covered Not Covered
Plan M $97* $778 $233 Not Covered 100% Covered 100% Covered

Financial Strength Ratings

A company’s financial strength is very important. For insurance companies, a strong financial strength rating indicates that they have the funds to pay out customer claims, and that they will be around for years to come. Below are the financial strength ratings for CareFirst:

A.M. Best Rating NR (Not Rated)
Standard & Poor’s Rating No Rating
Moody’s Rating No Rating

CareFirst Review

CareFirst has been serving the healthcare needs of Mid-Atlantic residents since the mid 1930’s. As a not-for-profit company, they are less likely to prioritize their bottom line ahead of their clients. They gave back more than $57 million to the local community in 2013 alone. CareFirst also won the “Most Ethical Company” award for the years 2013 and 2014.

How to Compare CareFirst Medicare Plans

Customers looking to get a rate quote, or learn more about plans have 2 options:

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by Lindsay Malzone, Lindsay Malzone is the Medicare expert for She's been contributing to many well-known publications as an industry expert since 2017. Her passion is educating Medicare beneficiaries on all their supplemental Medicare options so they can make an informed decision on their healthcare coverage.